anytips on how to save money?

[arvinbenitez]

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dili lang ka mu gasto ug mga wants para maka save ug money para sa imu mga future plans...

[makie]

Back when I was still a student, I was able to save a good amount every month. Mao ni akong gipangbuhat sa una.

1.) Save every month. Priority gyud nako ang saving. Kung walay gastosan, normally during the start of the semester, makasave ko ug 20% or even 30% of my allowance, kung hapit na finals, mga 10% na lang akong masave tungod sa mga gastoson. In a year, dako na kaayo ka ug masave ana.

2.) Limit your expenses. Since you're still a student, dapat a huge part sa imong gasto kay school related. Ilimit lang ang laag2, tagay2. A friend of mine made a list sa iyang gasto every month and was shocked sa gasto niya every month sa sigarilyo pa lang. Eliminate kung unsa ang mga di kinahanglan.

3.) Are you living far from the school? Makatipid ka kung magrent ka duol sa school. Ako before, nagrent ko then bought a PC. Every vacant nako naa ra ko sa akong room mag internet, playing PC games, or reading. Dako gyud kaayo ang macut sa imong expenses ana.

[namresh]

1. Spend only on the NEED not the wants. Be sure you know what you NEED. An SLR camera or a PSP is not a NEED but a want.

2. dont spend on Luxury items and items who are guaranteed to changes;
im talking about items like cellphone, laptops, SLR cameras, PSP.
This items continually upgrade and changed, so if nakapalit na ka ug SLR, chances are nahan pa ka mo upgrade into newer ones and to more expensive ones.

3. Be sure you set asside the bigger part a part of your money/salary/allowance for savings.
The other part is your disposable income.

4. Other than that venture into things that can help stretch your money in the long run, venture into business, deposit in banks, invest in stocks or MF, etc.


good luck!

aus ni nga tambag... nice nice nice... apply ko ni...

[mio]

Puyo sa balay

[102794--]

aus ni nga tambag... nice nice nice... apply ko ni...

Ako sad!

[I_dontknow]

work home work home work home work home

[koic08]

piggy bank is your friend..

[peewee_toot]

invest on things that can make you rich...

[Amartin89]

allowance breakdown:

50% = save
20% = fare
15% = food
15% = other necessary things.

Total of 100%

[aLohaBby]

di mag sige'g duwa'g dota!!! kana maka buslot jud na's bulsa.... hehehe...

bitaw, budget lang jud ka labi na sa food... buy food nga lesser ug price but grabe ug busog....