bai tan-awa sa promissory note kung solidary ba or joint ang ilang liability. mao na imong unang tan-awon jud. kung solidary, bayaran na nimo whole amount regardless kung principal ka or co-maker ra. kung joint, usually equal sharing.
Results 11 to 20 of 42
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02-10-2011, 07:40 PM #11Junior Member
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02-11-2011, 06:15 PM #12C.I.A.
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unsa meaning aning joint bai? half ra ang mabayran sa akoang amiga?
Originally Posted by non_sequitor
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02-12-2011, 11:21 AM #13C.I.A.
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Exactly! Originally Posted by lodyl
I hope naka indicate sa loan contract nga joint para gamay ra ang problema.
If naay kabtangan ang co-borrower, imbargoha! But before ka manginbargo, ipatawag ang parents sa barangay captain nga naa siyay pending loan nga dapat bayran para dili mo maglalis by the time nga manginbargo ka.
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02-12-2011, 11:26 AM #14C.I.A.
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ka complicated ani nga sitwasyon oi...mura maagi jd nig kiha-kiha para lang tawn mabayran or mura d na mabayran.
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02-14-2011, 08:11 PM #15C.I.A.
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Aw, ana diay ni sya... sige, akoang ingnon akoang amiga about ani.. salamat kaayo... Kay luoy intawn, napay minimum ra sweldo, makabayad na hinuon ug utang nga dili iyaha... Originally Posted by PR0CESS0R
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02-14-2011, 08:12 PM #16C.I.A.
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Unsa man imo ma advice ani bbnescia? Originally Posted by bbnescia
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02-18-2011, 06:21 AM #17C.I.A.
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sa pagsabot nako basta co-maker ka you are guaranteeing the payment of the loan if the principal defaults, dies, or in your friend's case, escapes.
as far as I know ang relatives di pajud maapas kay dili man sila ni pirma unless namatay ang ni pirma. so sorry nalang imo amiga, iya jud na tanan.
Ive been to the call center industry, sad kaayo tan-awon ako mga work mates nga mag sayon sayon ra ug pirma as co-maker. Feel nila they are doing their "friend" a favor, nya pag sibat, bungkag ang friendship and apil sad iya pamilya kay siyay nalubong sa utang kay mao may maapas sa lending company.
ambot sad aning mga lending company, basin di pud nila i-emphasize ug maayo sa co-maker ang risks involved, basta naa lay moutang kwarta na!
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02-18-2011, 06:32 AM #18C.I.A.
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this is one of the pitfalls of doing a loan...
dali ra kau mangutang.. lisod na mamayad....
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02-18-2011, 12:56 PM #19Junior Member
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@lodyl: one thing for sure bro walay ma priso sa utang labi personal loans...especially co-guarantor/borrower pa siya...pero iya dignity and credibility mau ma tarnish ani kay ma record man jud ni labi na kon mag kiniha-ay na sa korte..to all istoryans ayaw jud mo sugot na mag co-maker/co-guarantor kon dili kaayo ka kaila sa principal borrower....take note..
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02-18-2011, 09:24 PM #20C.I.A.
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Salamat sa inyohang mga tambag... Well, akoa na syang giingnan nga charge to experience nalang...
Pagkatoytoy jud... Gatoo man sya nga tarong tong iyahang kauban kay dugay na lagi nag work sa ilahang company, unya diay, naa diay masamang balak... tsk tsk tsk
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