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  1. #11

    Quote Originally Posted by purecebuana View Post
    what a funny questions!

    anyways, TYPICAL I just spent my holiday in Cebu & I noticed that we cebuana/cebuano are getting practical in our spending habits esp for the holidays, in my place not many extravagant fireworks display, simple binggala will do...ang reason is that ipalit nlang ug bugas...kaysa mo spend on expensive fireworks...

    c'mon this period of global crisis who will spend that much of money for clothing etc.......i went to carbon (taiwanese) ug tabo banay pra maka tipid sa ipang hatag na clothes, nka 3K ko daghan na kaau blouses & pair of skinny jeans akoa na buy...

    if convert nmo in $$$ ang P35K, that would be equivalent to my monthly groceries & kids school expenses here abroad...

    Be realistic:::

    thats why im asking questions and help here sis...that way i know how to minimize my spending.

  2. #12
    Quote Originally Posted by ier_052204 View Post
    kuyawa pud ani oi. 35K a month for clothes alone?
    clothes,bags,shoes.i know it sounds so bad...sakit ba ning shopping addict ka?

  3. #13
    Quote Originally Posted by lady_blackrose View Post
    when i was still back in r.p i spent that much.it became worse since i moved in here.and i wanna minimize it.i just dunno how.
    35K is nothing for LV & Prada bags, but gerlalu I don't buy branded bags every month which means 35K is too much to spend for clothes, shoes etc for a month...

  4. #14
    Elite Member Kenah's Avatar
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    ang imong 35k, mga branded guro na imo mga items sa! mao ingon ana kana naka spend, uli nya sa pinas tan -awa nya ang mga street children nga mga way ilis, syaro dili ka maloouy. In this, situation basin makakontrol naka sa imong pagka hilig sa clothes.... i-anamanam ug minimize, if na use ka sa 35K, i-anam2 ug cut off.....basta huna-hunaa nga daghan au dire sa pinas, labi na cebu, nga napasmo kay walay kaon....may ciguro i share nimo ang imong mga blessings.....

  5. #15
    Quote Originally Posted by lady_blackrose View Post
    thats why im asking questions and help here sis...that way i know how to minimize my spending.
    u shud live within ur means...

    may i ask how much is ur monthly income in $$$ right? normally for my own income I will set aside 50% for my savings, 40% for my monthly expenses which includes remittance to cebu <i sent 5 nieces to school>, 10% for my impulse buying on clothes, kids toys etc...

    no one can help you in here: it's ur own descipline, learn to set ur limitations, give urself a monthly budget...


  6. #16
    she is saying that she is loaded i guess?

    CUT UP ALL YOUR CREDIT CARDS. then join an ANON group...shoppaholics anonymous. you are an addict. there is a mental/emotional problem that you need to address.

    my two cents.

  7. #17
    Quote Originally Posted by purecebuana View Post
    u shud live within ur means...

    may i ask how much is ur monthly income in $$$ right? normally for my own income I will set aside 50% for my savings, 40% for my monthly expenses which includes remittance to cebu <i sent 5 nieces to school>, 10% for my impulse buying on clothes, kids toys etc...

    no one can help you in here: it's ur own descipline, learn to set ur limitations, give urself a monthly budget...

    im paid $25 an hour net.im a private nurse.not to mention my hubby's allowance for me. i just wanna know some tips to minimize spending...what u have to do if u have the needs to go out and shop?just like instead of cleaning the house...i told my hubby to sack his housekeepers and let me be the one to do. im the one doing it but i bought those irobots to do the cleaning.biyaan nako sa house while grocerries-shopping ko. i dont really tend to open up here coz im scared what people might say..i dont wanna be criticize..and so far my hubby didnt say too much about it pa but i dont wanna wait for the time that im gonna push him off the edge and he might divorce me after.patay.

  8. #18
    Quote Originally Posted by d`monyita View Post
    she is saying that she is loaded i guess?

    CUT UP ALL YOUR CREDIT CARDS. then join an ANON group...shoppaholics anonymous. you are an addict. there is a mental/emotional problem that you need to address.

    my two cents.
    i dont use credit card sis...i use cash and thats why im so glad that i dont have one otherwise ill be in the mall the whole day till they close.

  9. #19
    lemme guess you are using credit card to purchase the items sa? coz it's very typical nuon a girl/wowan can spend that much in a month.

    if in cash maybe you are a daugther of a middle classed family there in the US or abroad, or a wife of a foreigner, or you are working one of the top companies in abroad.

    advice regarding minimize spending?

    hmmm, if you want to be in deep hell of debt and have sleepless nights, stress etc... sge padayun if di nimo carry ang lifestyle ane ang bati-on everyday then stop it.

    you are not your stuff...the clothes, etc do not define who you are. have you seen yourself without the make up and those fancy clothes in front of the mirror?

    kaw nag put sa mo self ana nga situation kaw ra pud ang maka kuha sa mo self to be out of it...

    reading your replies mura sad na-a kaya mo hubby, aw kaw rasad nag-ingon ana basin i-divorce ka sa mo husband tungod ana mo gi-pamuhat... you know the possible out come man d-i ... the choice is yours.

  10. #20
    Quote Originally Posted by Kenah View Post
    ang imong 35k, mga branded guro na imo mga items sa! mao ingon ana kana naka spend, uli nya sa pinas tan -awa nya ang mga street children nga mga way ilis, syaro dili ka maloouy. In this, situation basin makakontrol naka sa imong pagka hilig sa clothes.... i-anamanam ug minimize, if na use ka sa 35K, i-anam2 ug cut off.....basta huna-hunaa nga daghan au dire sa pinas, labi na cebu, nga napasmo kay walay kaon....may ciguro i share nimo ang imong mga blessings.....
    i grew up in cebu sis..and i used to help alot of street childrens in ramos. im sure that they still know me once i go back there pa nga cguro.
    im planning to go councelling. ur right..35k alone just for my clothes.hubby's money is the grocerries and even my beauty maintanance siya pa. sakit kaya ni siya?

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