Pre-Paid Credit card?

[dhongskee]

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nice lang gihapon ni bro esp sa mga constant flyers....then daghan sad mga cool treats associated with using credit cards like rebates...it is only a matter of managing your finances

[leo_trams]

Maintain a minimum deposit amount of Php15,000 at any Metrobank or PS Bank branch and get a Metrobank Value MasterCard with a maximum credit line of 90% of your hold-out deposit.

naglisod lisod hinuon bro.

pero wise move by metrobank.
ang mga card holders nag tuo nga "safe" sila but ang tinuod diay, ang ila deposit gihimong "float money"
sa metrobank.

Imagine 1million card holders,

1Million x 15,000pesos = 15,000,000,000pesos unya maintaining balance man kaha ni so, 15Billion pesos in cold cash ni.

mao na ang "float" nila. 15Billion pesos in cash, at their disposal.

if pure nga credit card, wala man sila deposit ang mga card holders. Ang metrobank pa ang murag alkanse kay they pay for the card holders purchases though they collect/earn interest but compared to that "credit card with deposit scheme", metrobank earns interest plus the 15Billion in float money. Negosyo gyud!

Unsuspecting card holders would think they are "safe".
Pero ang Metrobank diay ang more than SAFE. They earn interest plus the float funds, which will earn more interest and more investment funds/opputunities for them. hehehe

[dhongskee]

mutual benefit lng gihapon bro, kay mo earn man sad ug interest imo deposit, then convenient shopping, rebates, interest free purchases paid on installment basis......and more importantly for establishing credit rating with the bank for new applicants....the choice is yours actually, although i would recommend debit cards over credit cards, if you have cash!!!!!!

[jntio]

g lisod2x mn lng tawn ni nla oi. unsa mn kalainan sa atm ana

[dhongskee]

sus galabad labad lang na sa ulo..pupareha lang sa debit card...maypa magdebit card na lang aron dli ka maputos sa utang...kung unsa ray available mao ra imo magamit...matintal man gud ta aning swipe2x gud...kinyahay lang ang uban bsan dako ug sweldo mura ra walay nakita kai sukli na lang sa tanan bayronon sa credit card....enter man gud...apil noon pod ko ani dagh..wala gyud tawon mous-us ako utang bsan cge bayad monthly sa minimum kai nahulog raman sa interest...

haven't heard man ug co. offering rebates on cash purchases....naa ba?

[dhongskee]

g lisod2x mn lng tawn ni nla oi. unsa mn kalainan sa atm ana

kon atm mo withdraw pa ka kwarta usa ka makapalit, ngita pa ka ug machine whereas this one swipe na lng ka

[P-Chan]

@jinto: naai limitations ang ATM.. like getting stuff aborad..

mo inquire lang ko ani usab ug details .. "visa" man apas nako ani.. ang ATM i know before na naai visa was the equitable PQI pero karon wala na man.. and para nako mas safe ang credit card kai sa debit.. nice ni da... the power of credit with the ease of debit..

[jntio]

kon atm mo withdraw pa ka kwarta usa ka makapalit, ngita pa ka ug machine whereas this one swipe na lng ka

dli diay puede e swipe ang atm kng mg pay na sa cashier? knahanlan gyd diay mg withraw? karn pko dah. cnxa hap

[dhongskee]

not all, if it is a debit card pwede, and besides....you can't use a debit card to purchase online. For me as a frequent traveller..it is a must for me, i can make online booking.....depende ra na nimo kon kinahanglan jud nimo if not ayaw na lng....kay wa may gamit....

[dhongskee]

kon naa kay transaction sa paypal unsaon man nimo pagbayad......kuot ka imo bulsa?