money transfer

[lira_mae]

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hi! unsaon diay pag open ug account sa BPI bank? naa ipadala ang aunt sa ako fiance and we have a chinabank ATM.. wala mi kahibaw asa ang mas convenient na way to transfer money from US to Cebu.. HELP!

[crazy_lazy]

mao ba...charge man gud to sila sa una...taud-taud na gyud diay nga wala na ko ka visit sa ila...nitagam ko sa ila charging nga inter-branch deposit...hehehe, ni pull-out ko...

P100 btw to sauna..grabe au..hehe

[crazy_lazy]

hi! unsaon diay pag open ug account sa BPI bank? naa ipadala ang aunt sa ako fiance and we have a chinabank ATM.. wala mi kahibaw asa ang mas convenient na way to transfer money from US to Cebu.. HELP!

just visit any BPI branches and kw mn pud pili ana kung ATM ba ka .ü

[ajol]

hi! unsaon diay pag open ug account sa BPI bank? naa ipadala ang aunt sa ako fiance and we have a chinabank ATM.. wala mi kahibaw asa ang mas convenient na way to transfer money from US to Cebu.. HELP!

not USA to cebu

the free is between interbranch BPI family bank

[SlayeDDragon]

ang padungan sa kwarta USA to Cebu - Cebu to USA

(ang xoom is not ideal for business...angay rana ug bayad bayad or kung nakay padad.an)

naa man libre kana diay paypal diay...and yes we do use those payment method pero ang uban customer namo wala may paypal so mo bayad sila sa bangko nako dire sa pinas or even mail in payment ( cash )....nya I need to deposit the income sa bangko nako sa gawas kay didto mangko mangumpra...

[ajol]

ang padungan sa kwarta USA to Cebu - Cebu to USA

(ang xoom is not ideal for business...angay rana ug bayad bayad or kung nakay padad.an)

naa man libre kana diay paypal diay...and yes we do use those payment method pero ang uban customer namo wala may paypal so mo bayad sila sa bangko nako dire sa pinas or even mail in payment ( cash )....nya I need to deposit the income sa bangko nako sa gawas kay didto mangko mangumpra...

dili na libre ang paypal.....

sending money or paying for item will not cost you.

but receiving money... that is the problem... 3-5% and kuha.....

unless its between 2 personal paypal accounts and you will use paypal balance. but you can do it if you both have US banks

[ajol]

you can do it with banks gyud....

although there will be fees but its lower than western union.....

[SlayeDDragon]

ajol - actually, pinakadako nila charge is 3% pero kung personal...libre pero limited to 500 usd rasad mapadala / month...


ajol - if you know how much the fee...palihog ko post para masweto sad ta dire...and again, western union, xoom and those kinds of services is not ideal for business...I want to do all the transactions online

[ajol]

ajol - actually, pinakadako nila charge is 3% pero kung personal...libre pero limited to 500 usd rasad mapadala / month...


ajol - if you know how much the fee...palihog ko post para masweto sad ta dire...and again, western union, xoom and those kinds of services is not ideal for business...I want to do all the transactions online

kanang free sa paypal is US bank to US bank... meaning you have a paypal account link to a US bank... and you want to transfer money (paypal balance) to another paypal account also with a US bank.

but if you have paypal Philippines... you will not get that feature....

When I use paypal to pay for something... they always use my paypal balance first since it won't cost a thing for them... but I always use my credit card to pay....

I don't know if there is still that $500 limit for paypal philippines. Since you can now withdraw directly to any philippine bank. That $500 limit is for withdrawal to a visa debit/credit card.

[ajol]

[img width=496 height=500]http://img301.imageshack.us/img301/3867/paypalfeesmr4.png[/img]

example:

I have a paypal. I will transfer to your paypal $500.

you now have $500. you withdraw it to you philippine bank account. The problem now is in the conversion. The banks have a low conversion rate for the dollar.

so if the BSP rate says $1=P42 the banks will change your dollar $1=40.5 worst case 40 or lower.