no not just mindanao apparently there are some spots north of luzon. No there is no surf is cebu it's sorrounded by too many islands and therefore soaks up all the swell. I was born in cebu but have lived here in gold coast australia for 18 years so im totally sorrounded by the surf lifestyle. I was hoping that i'd find surf in cebu when i went there in 2000 for my first time back but there wasn't any. I even went around the whole island to see for myself but it's all flat. Apparently the only time they have waves there is when they have typhoons.