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  1. #11

    Default Re: Worst Credit Card you have?


    daghan bitaw na promises ang Citibank and if imo hulga-on nga pa cut ka kay mo promise dayon nga dali-on nila. Another nga bati sa Citibank kay walay online inquiry for example you will ask when moabot imong new card. Naa sila online inquiry pero for other purposes. If ikaw manginahanglan kay maglisod jud ka ug duol nila especially sa ako nga part kay wala ko Cebu.

    Ipa cut nalang na then gamit nlang debit card. Mas maayo pa kay dili ka molapas sa imong budget.

  2. #12

    Default Re: Worst Credit Card you have?

    Quote Originally Posted by jeshcel View Post
    ako...never tried using a credit card. hadlok jud ko ana credit card. debit card nuon.
    Same here.. Makatintal ra ba ning credit card labi nag naa ka sa mall, cge lang ka swipe then when you see your bill ma shock na lang ka sa amount..

  3. #13

    Default Re: Worst Credit Card you have?

    Quote Originally Posted by neo4596 View Post
    Same here.. Makatintal ra ba ning credit card labi nag naa ka sa mall, cge lang ka swipe then when you see your bill ma shock na lang ka sa amount..
    I second the motion.


    Tinood jud ni.
    Mas maayo jud ang Debit Card... no funds, no purchase!

  4. #14

    Default Re: Worst Credit Card you have?

    Quote Originally Posted by xenon_ian View Post
    so far oki raman ako citibank,,

    hahaha ok pana karon... let see mga december ...

    when temptation and sales comes in =)

    you will be swiping it like crazy... maybe not this year.. just soon enough.

  5. #15

    Default Re: Worst Credit Card you have?

    Quote Originally Posted by jackdi View Post
    I second the motion.


    Tinood jud ni.
    Mas maayo jud ang Debit Card... no funds, no purchase!
    unya ang debit card kay dali raman nahurot ang sulod. hehe gawas kung dagko jud ka ug savings.. unya dili pa jud ka maka utang ug appliances or gadgets nga 0% interest sa debit card.

    bitaw basta wise lang ka mogamit ug credit card, annual fee ra imong maproblmahan sa 2nd year. usahay gani ma cover pana sa imong mga rewards.
    Last edited by necrotic freak; 08-06-2011 at 01:35 PM.

  6. #16
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    Default Re: Worst Credit Card you have?

    I don't have financial issues with them. It's just that, my name that states in my credit card bill kai wrong spelling akong pangalan. I don't know why but they got it right on the card. I called them several times, but they never changed it. They always say that they have fixed the problem but wala gyud na sakto... kalagot kaayo! walay ayo!

  7. #17

    Default Re: Worst Credit Card you have?

    Quote Originally Posted by necrotic freak View Post
    unya ang debit card kay dali raman nahurot ang sulod. hehe gawas kung dagko jud ka ug savings.. unya dili pa jud ka maka utang ug appliances or gadgets nga 0% interest sa debit card.

    bitaw basta wise lang ka mogamit ug credit card, annual fee ra imong maproblmahan sa 2nd year. usahay gani ma cover pana sa imong mga rewards.
    i agree...

    Quote Originally Posted by wilx View Post
    I don't have financial issues with them. It's just that, my name that states in my credit card bill kai wrong spelling akong pangalan. I don't know why but they got it right on the card. I called them several times, but they never changed it. They always say that they have fixed the problem but wala gyud na sakto... kalagot kaayo! walay ayo!
    sa asa na nga bank?? maybe you need to ask for their supervisor or manager pra ma change dayun...

  8. #18
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