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  1. #181

    for me dili mo matter and interest charge if you will pay it before your due date and kamao ka mg dala sa imo credit card.sa ako mas ok ang bpi kei nice au ang mga feebies. like now if imo purchase kei maabot 2k one transaction pwede ka ka eat sa jollibee for free.heheeh search lang pirme sa ila website kei every month or quarter siguro mg change of freebies

  2. #182

  3. #183
    Credit Cards = Liabilities, just a heads up

    but for me BPI lang

  4. #184
    Bpi kay daghan silag mga freebies

  5. #185
    Quote Originally Posted by wwwfernand View Post
    kung i.stop na nimo ang credit card, dli rba hasol?.. or by contract bah nah?.. or some payment lyk termination fee?..
    Can someone answer this question please! Thanks

  6. #186
    nahan ko mokuha credit card pero basin makalibang ko sa utang haha so mao dili nlang, tigom nlang before palit

  7. #187
    Actually kanang mga points2x ug freebies/promos sa cc mapahimuslan ra na nimo kung wagas ka maka-swipe ug credit card. More swipes = more points. Ug ang ilang mga promos require a high amount of minimum purchase ayha nimo ma-avail.

    So kung tihik ka or you only use cc for emergencies or online payments, you won't benefit from those "perks".

    Ang nindot nga cc kanang walay annual fee. But then lisud mag waive ug annual fee kung di kaayo ka tig swipe kay di ka kwarta ang bangko nimo. So ang ending ang kato ra pung swipe nang swipe (read: rich) ang usually waived ang annual fee

  8. #188
    C.I.A. jesse5648's Avatar
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    Quote Originally Posted by andrea_kristy View Post
    Actually kanang mga points2x ug freebies/promos sa cc mapahimuslan ra na nimo kung wagas ka maka-swipe ug credit card. More swipes = more points. Ug ang ilang mga promos require a high amount of minimum purchase ayha nimo ma-avail.

    So kung tihik ka or you only use cc for emergencies or online payments, you won't benefit from those "perks".

    Ang nindot nga cc kanang walay annual fee. But then lisud mag waive ug annual fee kung di kaayo ka tig swipe kay di ka kwarta ang bangko nimo. So ang ending ang kato ra pung swipe nang swipe (read: rich) ang usually waived ang annual fee
    mao jud,,, mao di nlng ko magpatuga

  9. #189
    1 ra tawn akong cc - so dili na lang ko choosy, kani na ang the best cc, rcbc bankard

  10. #190
    C.I.A. Sarevok's Avatar
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    Quote Originally Posted by shayneyap View Post
    Can someone answer this question please! Thanks
    Just call them and tell them you want to cut your card. No fees need to be paid. Be sure lang nga wala na kay utang sa card

    - - - Updated - - -

    Quote Originally Posted by andrea_kristy View Post
    Actually kanang mga points2x ug freebies/promos sa cc mapahimuslan ra na nimo kung wagas ka maka-swipe ug credit card. More swipes = more points. Ug ang ilang mga promos require a high amount of minimum purchase ayha nimo ma-avail.

    So kung tihik ka or you only use cc for emergencies or online payments, you won't benefit from those "perks".

    Ang nindot nga cc kanang walay annual fee. But then lisud mag waive ug annual fee kung di kaayo ka tig swipe kay di ka kwarta ang bangko nimo. So ang ending ang kato ra pung swipe nang swipe (read: rich) ang usually waived ang annual fee
    Actually if you just ask them to waive the annual fee they will do that without hesitation, even if your not using your card as frequently

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