Term insurance is an insurance for the "now" and to leave a little or something for those u'll leave behind...no investment no retirement package... Its like 1st yr ka karon then pag second year enrol na sad ka and magka higher ang tuition unya wala kay madala or magamit after eskwela except sa mga books if mo buy ka but unlike books na mabaligya...kani dili...imo ra jud...a thousand is still a thousand..hinaguan na kwarta...ok ra ka mo goodbye sa imong gibayad na thousands? if ok ra, go for it although in my own opinion, maau ning term insurance if naa na kay existing na, na life insurance..murag extra blanket ba..but if wala pa ka ani...unya naa kay car, naa kay balay, updated kaau ka sa gadgets...hmmm time to re-think siguro our priorities bai
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.. Just saying since ang topic is "life insurance"