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  1. #1851

    Ogma sa Thursday I will apply for VUL with investment sa Sunlife sa may ayala. duna moy advise kon maayo ba ning ilang offer nako. Maayo unta kinsa dunay account didto maka advice kon ok ba . thanks

    100K gihapon ako e start didto sa sunlife. Wa pan gud ko og akong asawa og Life insurance. Maayo na lang ni sa akong 4 ka mga anak puhon.

  2. #1852
    Quote Originally Posted by eastman17c View Post
    Hi Medwarc,

    thanks for the link, I m starting to learn nako bahin sa mutual fund. ganina ga me open ko sa BDO gorordo branch og UITF account, Equity fund 50 %, Balanced fund 25% og Fixed income fund 25% of my 100 K with coverage with life insurance 30% and the remaining 70% goes to my above investment. Kini ako suway suway lang para makat on ko sa kadugayan . Maayo ba in ako invest sa BDO? ako plan long term for 5 to 10 years ni nga investment
    I personally don't have a UITF bro but through reading and sharing also from our fellow istoryans, UITF is quite similar with the mutual fund except that they are being offered only by the banks. For long term, okay pud ang UITF...

  3. #1853
    Quote Originally Posted by eastman17c View Post
    Ogma sa Thursday I will apply for VUL with investment sa Sunlife sa may ayala. duna moy advise kon maayo ba ning ilang offer nako. Maayo unta kinsa dunay account didto maka advice kon ok ba . thanks

    100K gihapon ako e start didto sa sunlife. Wa pan gud ko og akong asawa og Life insurance. Maayo na lang ni sa akong 4 ka mga anak puhon.
    I would suggest bro to try also with different insurance company. At least ma compare lang nimo which one will give the better return. Then try to inquire pud about term insurance. Most of the agents will not inform you about this. This is the cheapest type of insurance...

  4. #1854
    Quote Originally Posted by medwarc View Post
    I would suggest bro to try also with different insurance company. At least ma compare lang nimo which one will give the better return. Then try to inquire pud about term insurance. Most of the agents will not inform you about this. This is the cheapest type of insurance...
    ok thanks bro, maayo kaayo nasum ok ko aning website sa estorya. net daghan ta og makat onan, ogma duna man toy seminar sa fuente about mutual funds morag metro bank to free kuno. ako suwayan imo advice bro try nako philam og BPI. Hinay hinay lang gud basin pa. Ako question unsaon nato pag determine nga maayo ang market indication asa man ko tan aw ana nga site.

  5. #1855
    Quote Originally Posted by eastman17c View Post
    ok thanks bro, maayo kaayo nasum ok ko aning website sa estorya. net daghan ta og makat onan, ogma duna man toy seminar sa fuente about mutual funds morag metro bank to free kuno. ako suwayan imo advice bro try nako philam og BPI. Hinay hinay lang gud basin pa. Ako question unsaon nato pag determine nga maayo ang market indication asa man ko tan aw ana nga site.
    I believe FAMI na ang sa fuente osmena nga seminar. Regarding sa market indication, much better you visit the thread "trading in the phil stock market". Mas updated to sila ngadto bro and much familiar kay they monitor regularly...

  6. #1856
    Quote Originally Posted by eastman17c View Post
    ok thanks bro, maayo kaayo nasum ok ko aning website sa estorya. net daghan ta og makat onan, ogma duna man toy seminar sa fuente about mutual funds morag metro bank to free kuno. ako suwayan imo advice bro try nako philam og BPI. Hinay hinay lang gud basin pa. Ako question unsaon nato pag determine nga maayo ang market indication asa man ko tan aw ana nga site.
    I believe FAMI na ang sa fuente osmena nga seminar. Regarding sa market indication, much better you visit the thread "trading in the phil stock market". Mas updated to sila ngadto bro and much familiar kay they monitor regularly...

  7. #1857
    Quote Originally Posted by medwarc View Post
    I believe FAMI na ang sa fuente osmena nga seminar. Regarding sa market indication, much better you visit the thread "trading in the phil stock market". Mas updated to sila ngadto bro and much familiar kay they monitor regularly...
    ah ok salamat bro, ganinang buntag didto ko Philam nindot ila staff kasabot dayon ko ila mutual fund. Kinahanglan gyod ta mag study - basa basa sab ko dire sa estorya.net kay daghan mo tabang parehas ni bro Medwarc knowledgeable kaayo. sakto gyod ka bro must gyod nga moadto tag lainlain nga company. imagine ako diay na open sa BDO more in insurance coverage UITF lahi ra sa akong nasayran sa pikas, ok lang wa pa man sab koy og akong asawa og life insure.

  8. #1858
    Quote Originally Posted by eastman17c View Post
    ah ok salamat bro, ganinang buntag didto ko Philam nindot ila staff kasabot dayon ko ila mutual fund. Kinahanglan gyod ta mag study - basa basa sab ko dire sa estorya.net kay daghan mo tabang parehas ni bro Medwarc knowledgeable kaayo. sakto gyod ka bro must gyod nga moadto tag lainlain nga company. imagine ako diay na open sa BDO more in insurance coverage UITF lahi ra sa akong nasayran sa pikas, ok lang wa pa man sab koy og akong asawa og life insure.
    Just as I thought bro nga more on insurance tong imo BDO. Technically, as what I know UITF is purely investment ra na sya, same sa mutual fund. But it will depend na sa banks how will they "offer or package" it. I was approached also by a bank teller/representative 2 weeks ago offering of their new investment plan. Though I'm not interested kay I have mutual fund na, naminaw lang ko out of curiosity. And yes, naka bundle sya with an insurance. So most probably, pareha ra tong gi offer sa ako sa kanang imo gikuha sa BDO...

  9. #1859
    Quote Originally Posted by medwarc View Post
    Just as I thought bro nga more on insurance tong imo BDO. Technically, as what I know UITF is purely investment ra na sya, same sa mutual fund. But it will depend na sa banks how will they "offer or package" it. I was approached also by a bank teller/representative 2 weeks ago offering of their new investment plan. Though I'm not interested kay I have mutual fund na, naminaw lang ko out of curiosity. And yes, naka bundle sya with an insurance. So most probably, pareha ra tong gi offer sa ako sa kanang imo gikuha sa BDO...
    naka invest ko gyod ganina sa BDO sa bago nila nga UITF covered with insurance pwede pud makuha anytime , 30 percent insurance og 70 percent ang investment. Bag o kuno ni nla , lain pa y ato bro asa nato makita nang NAVPs sa PSE wa pa man koy knowledge ani pa oy . Dha ba na sa PSE makita or sa investment company or bank site?

  10. #1860

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