When it comes to MONEY: What is your principle?

[Metz]

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ganahan ta ko mu invest together with my friends. but dli man cla familiar with mutual funds. lisud pud ug mo invite ko nila kay muingon unya cla "networking na pud ni". unsay inyong advice ani mga bro?

mas maau bai mag appointment nalang mo with a broker aron kamo pili sa lugar, nya inyo comfort zone.
and if ganahan mo sa discussion then mao na time mo adto mo sa IMG talk.
and preferably most of you in the mood to invest and save, para di kaayo negative ang mood sa discussion hehe.

Im sure daghan na broker ni PM nimo, just reply lang sa kinsa imo ganahan.

naa man sad ko young professional na clients, nag 3 on 1 mi sa Jollibee hehe.
and dungan jud sila ni invest sa mutual funds.

[wealthyhead]

ganahan ta ko mu invest together with my friends. but dli man cla familiar with mutual funds. lisud pud ug mo invite ko nila kay muingon unya cla "networking na pud ni". unsay inyong advice ani mga bro?

try it first yourself bro, then you can show them your certificate

it's good that you're thinking about your friends too, but if they won't listen to you immediately, give them time. your future doesn't depend on them anyway.

you do what's good for you and your family.

[neo4596]

sa tinood lang bai usa ni sa akong goals hehe.
my family owns a school and when confident nako, Ill do it for the graduating HS students. But if swertehon mi and naa namiy college, then mas maayo aron ang mga graduating sa college ma apply dayon nila when they work. And they can bring their parents as well.

IMG is giving out free talks 3x a week, and 1 3hr financial management talk once a month for free to share financial literacy.

Unfortunately kana palang ang kaya sa company kay limited rajud amo manpower. And even sa talks medyo maglisod gamay ug invite kay naa jud ang "networking napud ni" mentality. But once maka lingkod na, most if not all will agree to the concepts shared. We also educate during appointments. So slowly but surely, and mas nagkadaghan mi mas daghan ang amo maabot.

if ganahan mo mo attend sa talks just PM me.
di man ka required mosave dayon pwede ra plete imo dala hehe, but once you see the importance of saving, ikaw na mangita ug paagi makasugod ka asap kay we need time to help us in growing money.

try it first yourself bro, then you can show them your certificate

it's good that you're thinking about your friends too, but if they won't listen to you immediately, give them time. your future doesn't depend on them anyway.

you do what's good for you and your family.

regarding sa certificate, what does it look like? unsay contents ana?

[neo4596]

bitaw nindot na na idea na adto magtalk sa comfort zone namong mga investors para makapabuhagay jud mo sa among opinyon. hehe. opposite kaau mo sa mga recruiter sa networking ky dli makigstorya sa comfort zone sa potential recruit. peace!

[makie]

ganahan ta ko mu invest together with my friends. but dli man cla familiar with mutual funds. lisud pud ug mo invite ko nila kay muingon unya cla "networking na pud ni". unsay inyong advice ani mga bro?

You don't have to rely on them to make a decision. Think independently and don't let them affect you. Kung di sila, just continue. You've seen something that they haven't. Come to think about it, if dili ka moinvest just because dili interested imong mga migo, think about the things that you are going to miss. Natural ra kaayo nang reaction nga "networking na pud ni" because that has been the norm. Networking is a very abused and overused term here in Cebu. But I assure you, once you get some results, imong mga amigo mismo ang moduol nimo and once they get to know the concept of investing and how easy it is, ingnon pa ka ana nila nga "nganong wala man mi nimo ingna ana sa una?"

If what you believe that you're going to do is right, do it. Just think about it, is what you're giving up really worth it just because your friends won't buy into it? Which in the first place nga wala sila kabalo kung unsa kanindot imong nasudlan?

Be mindful that time could either work for or against you. The earlier you invest, mas dako ang potential. If you invest later, mas dako ang risk.

[Metz]

bitaw nindot na na idea na adto magtalk sa comfort zone namong mga investors para makapabuhagay jud mo sa among opinyon. hehe. opposite kaau mo sa mga recruiter sa networking ky dli makigstorya sa comfort zone sa potential recruit. peace!

any place nga di samok duol sa inyo office or sa inyo office or sa inyo balay will do hehe.

as for the certificate:

wa koy scanner so ill state unsay makita hehe

company name(FAMI,PAMI,PEMI, etc)
your name
total amount invested
sales load(entry fee)
number of shares bought
price of the share or NAVPS when bought
date purchased

[c0mpumast3r]

In reality, life is triggered by two questions
How stable is your financial foundation WHEN:
- you die too soon?
- or you live too long?

One thing I realized after learning the X-Curve concept is that:

When a breadwinner had less or zero savings today, he shall seek PROPER healthcare and life protection immediately to protect himself, his family (and his family's assets). However, it shall also be necessary for that person to save (even in small amounts) and invest it to the right investment vehicles in order for that person to answer his needs when he retires.

If I were to ask you, were you able to build your financial foundation the right way?
If YES, good.
If NO, better change your mindset and increase your financial IQ immediately.

[c0mpumast3r]

Hopefully karon 2011, part sa New Year's resolution sa mga tawo is about saving/investing. Up for my thread.

[c0mpumast3r]

Next year, would you rather be a spender or a combination of a saver and a wise spender? Up for my thread.

[c0mpumast3r]

"Employees work hard so much so that they won't get fired, Employers pay them well so that they don't quit." - Xuan Nguyen