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  1. #1461

    Comparision sa security between major banks BDO and BPI, bdo luckily is more secure than BPI, na timing ra guro nga dli sila ang gina attack sa mga hackers..haha..pero grabe pd sila mga minus ug service charges in comparison to BPI..then karon nka hibaw npd ta nga law breakers pd sila..Ill stick with BPI for reasons..xD

    btw Families run BDO and SM are the same..sakto ba?..hehe

  2. #1462
    Quote Originally Posted by moz_k2 View Post
    Kung expire nya wala pa ka renew, technically operating w/o permit.
    Adto jud ug lain lungsod mga taga cebu city para mag withdraw kung ipasira ang BDO
    What Tomas has been doin' is counter productive. Who do you think would suffer? It's his constituents, esp. those businesses nga adunay transactions with BDO...

    This is classic Tomas... He doesn't care if the people he serves would be in jeopardy, basta ang iyaha lang ang matuman...


  3. #1463
    Unsaon pag renew kung dili pa renew hon? hehehhe

  4. #1464
    Grabeha og dumot ni samot sa sy family uy. Gipa ukay ang business permits sa bdo.

  5. #1465
    C.I.A. lstorya's Avatar
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    Technically, mostly ang mga gipang buhat ni Tomas kay naa man dyud say unod og sense, with a few exceptions though. Like katong iyang kontrahan ang mall and businesses during sinulog nga I close ang parking lot. Regardless of the reason why I close, wala naman unta sya labot ana kay property man na sa business, and they can do whatever they want with it as long as its not illegal. But with that thing with the BDO and the Sy businesses, he has every right to do that as long as there are probable cause.
    Last edited by lstorya; 02-09-2017 at 05:27 AM.

  6. #1466
    Quote Originally Posted by lstorya View Post
    Technically, mostly ang mga gipang buhat ni Tomas kay naa man dyud say unod og sense, with a few exceptions though. Like katong iyang kontrahan ang mall and businesses during sinulog nga I close ang parking lot. Regardless of the reason why I close, wala naman unta sya labot ana kay property man na sa business, and they can do whatever they want with it as long as its not illegal. But with that thing with the BDO and the Sy businesses, he has every right to do that as long as there are probable cause.
    I don't know if his accountants had enlighten him regarding that Branch... You have to remember nga ang kita ra sa bangko, kana rang mga interest income, service charges, etc... Deposits are not income, in-fact those are liabilities by the banks to its depositors. Technically possible that banks do have lower income than what we are expecting. Every accountant knew that... He knew that... He's just sour graping...

    SM Holdings is better off w/o the 26Branches in Cebu. But my only question is, what will we do with the people that will definitely be in jeopardy if indeed it will be closed? Oh, from Tomas' mentality, it definitely is BDO's problem. Might as well revoke the business permits of SM City Cebu & SM Seaside... That would really make sense... Afterall, the closure of these establishments would be of great help to the City of Cebu & its constituents.

    Prime example of how TraPos do their thing... F@ck politics!

  7. #1467
    C.I.A. lstorya's Avatar
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    Quote Originally Posted by meickey View Post
    I don't know if his accountants had enlighten him regarding that Branch... You have to remember nga ang kita ra sa bangko, kana rang mga interest income, service charges, etc... Deposits are not income, in-fact those are liabilities by the banks to its depositors. Technically possible that banks do have lower income than what we are expecting. Every accountant knew that... He knew that... He's just sour graping...

    SM Holdings is better off w/o the 26Branches in Cebu. But my only question is, what will we do with the people that will definitely be in jeopardy if indeed it will be closed? Oh, from Tomas' mentality, it definitely is BDO's problem. Might as well revoke the business permits of SM City Cebu & SM Seaside... That would really make sense... Afterall, the closure of these establishments would be of great help to the City of Cebu & its constituents.

    Prime example of how TraPos do their thing... F@ck politics!
    Heheheheheh, ang problema man bai kay maau man kaau mangita og gusot ang buing. Trademark ni Tomas nga kung dili sya ganahan, iya dyud dumtan. Bisan tingali jaywalking and littering offenses gipangita na niya para maduot dyud og au.

  8. #1468
    Kon pwede pa lang dili Rama o Osmena ang modaog, mas hapsay tingali ning atong dakbayan mga bai!

  9. #1469
    Asa naman to si alvin garcia?

  10. #1470
    C.I.A. lstorya's Avatar
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    Quote Originally Posted by marius View Post
    bugo ko ug math so please enlighten us with the TECHNICALITIES of accounting.


    i'll just take one line :: declared a gross annual revenue of only P400,000 in 2016.

    sa ako lang ning gamay na utok na computation ha ::

    400000 divided by 12 months = 33,333

    akong balikon ang term na GROSS ... so mao na ilang total income wala pa na ma deducted ang Salary sa employees, Electric Bills, Water Bills, RENT and miscellaneous fees.


    so sa kana lang daan .... pasabta daw mi anang technicalities of accounting na imong gipasabot ug gi-unsa ug survive sa usa ka branch na mag income lang ug 33k sa usa ka buwan ......
    Basin nanghulam sa laing branch bai, hahahahaahahaha. Mura bitaw kanang cashier sa grocery nga kung kulang ang sukli kay manghulang sa pikas cashier.

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