When it comes to MONEY: What is your principle?

[wizard_jamex]

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dli na lang ni nato padak-on pa. ang akoa lang makat-on ko unsaon pag-invest sa mutual fund. pero nalingaw ra pud magbasa sa mga clash of ideas dri. hehe. at least ma-weigh nko unsay sakto. i appreciate guys sa inyong mga gipangpost, especially sa taga IMG nga wla napul-e sa pagtubag sa akong questions. salamat kaau.
P.S. wla pko nahuman ug pangutana. daghan pa kog questions. wait lang. lol!

Go ahead bro....

[wizard_jamex]

Simple ra bro - CONFLICT OF INTEREST

You can't be sure na he's giving you advice on what's best for you, and not best for HIM.

Sample:

Dili ka sure kung Mitsubishi or Toyota imong paliton - Adto ka sa Toyota mangutana kung unsay mas nindot? What if adto ka sa Mitsubishi mangutana?

Di ka sure if insurance ang mas nindot or time deposit - What do you expect to hear if adto ka sa insurance company mangutana? What if sa bangko ka mangutana? (Simplification, I know naay affiliate insurance companies ang mga bangko)

Pero you get the point di ba?

Don't believe anang "trust me, I don't get a commission anyway so I'm telling you this for your own benefit" If walay fee, they earn through other means.

Kani mga tawo mo sulti about this "trust me, I don't get a commission anyway so I'm telling you this for your own benefit". Mao na tawo mga pahungpahung...hehehehehe. We already know that they can get commission.

[Metz]

OT : hehe relax lang mga bro, ok ra na atakihon nimo ang idea sa isa ka tao, ayaw lang ang mismo nga tao.
dayon mas maayo pa gyud og walay attact, share lang.daghan bya nagsunod og basa para makakat on.

nalipay jud ko kay daghan nag advocate sa financial literacy sa ato mga kaigsoonan..but ask lang ko why man walay nangusog aron, maapil ni sa kurikulum sa atong mga eskwelahan? naa koy nahibal an, naga room visit para i share ang about "saving our environment" something ing ana.. maayo pod unta nga moabot ni sa mga school ang financial literacy, kung mahimo high school jud sugdan. ^^

keep on sharing mga bro og sis, tinabangay ta.

sa tinood lang bai usa ni sa akong goals hehe.
my family owns a school and when confident nako, Ill do it for the graduating HS students. But if swertehon mi and naa namiy college, then mas maayo aron ang mga graduating sa college ma apply dayon nila when they work. And they can bring their parents as well.

IMG is giving out free talks 3x a week, and 1 3hr financial management talk once a month for free to share financial literacy.

Unfortunately kana palang ang kaya sa company kay limited rajud amo manpower. And even sa talks medyo maglisod gamay ug invite kay naa jud ang "networking napud ni" mentality. But once maka lingkod na, most if not all will agree to the concepts shared. We also educate during appointments. So slowly but surely, and mas nagkadaghan mi mas daghan ang amo maabot.

if ganahan mo mo attend sa talks just PM me.
di man ka required mosave dayon pwede ra plete imo dala hehe, but once you see the importance of saving, ikaw na mangita ug paagi makasugod ka asap kay we need time to help us in growing money.

[wizard_jamex]

of course everyone will say "our product is the best!". And if you're not familiar with basic financials and investments, madala jud ka samot na if you don't shop around. Mao bitaw halinon gihapon kaayo ang whole life insurance and time deposit diri sa Pinas kay mao ray nahibaw-an sa majority of the population. Even "get rich quick scams" sell like pancakes.

Yes of course, Every company will say "our product is the best". Metz is right that if you're not familiar with basic financial and investment then Good Luck nalang sa inyo kay madala jud mo. Most people don't have knowledge about basic financial and investment and most of them dali ra madala labi na nga agent from the company maayo kaayo mo talk.

Guys, it's better first study about investment vehicle or financial concepts so that you will learn what best for you, because we have different needs.

[neo4596]

ganahan ta ko mu invite sa akong mga friends to attend financial literacy but the problem is magtuo nya sila na nag-networking ko. paet! hehe.

[wizard_jamex]

ganahan ta ko mu invite sa akong mga friends to attend financial literacy but the problem is magtuo nya sila na nag-networking ko. paet! hehe.

Mao jud na bro...ako bitaw mag invite ko sa mga friends nako...then after ana nga day...dili motonga...

[medwarc]

save for the rainy days....

[neo4596]

ganahan ta ko mu invest together with my friends. but dli man cla familiar with mutual funds. lisud pud ug mo invite ko nila kay muingon unya cla "networking na pud ni". unsay inyong advice ani mga bro?

[wizard_jamex]

ganahan ta ko mu invest together with my friends. but dli man cla familiar with mutual funds. lisud pud ug mo invite ko nila kay muingon unya cla "networking na pud ni". unsay inyong advice ani mga bro?

Pabasa lang usa sila about sa Mutual Funds aron naa silay idea about ana. Kung nakasabot na sila then that the time to invite them or invest together.

Suggestion lang ni.

[medwarc]

yes. pabasaha sa sila bro para naa sila idea. mas makasabot man gud sila ana if mag basa2x sila.