Presumably you are a contractor or you own the construction company! While it's true that one doesn't need to go abroad to earn much at younger age thus have a good retirement at 55 to 60 yrs. and enjoy travelling around the world by then. As matter of fact, the top construction companies based in Cebu, correct me if i'm wrong are WTG and Dakay Constructions, among others. Engr. Willy T. Go and Dr. Dakay are both early 50's and are billionaires (Phil. pesos) now. There's lot of young or middle aged billionaires in Cebu being owners / CEO of their companies generally family owned businesses. Willy Go is technologian / CIT while Dr. Dakay is Carolinian / USC-TC. In the real state, logistics and commercial sector; two tallest buildings in uptown Cebu City; Crown Regency is owned by former (deceased) Richard King and the Tower 101 in Mango Ave. is owned by Viscal (Metro Gaisano Group) with top man CEO Jack Gaisano, both are Carolinian chemical engineers and are billionaires. Another young billionaire from Cebu is Justin Uy CEO and Chairman of the Board, Profoods International (largest mango / fruit processing company and exporter with 5 factories in cebu, luzon & mindanao, awarded by the Phil. Export and Phil.Chamber of Commerce & Industry) as "mango exporter king of the Phils. Justin now owns too J Mall in Mandaue and Imperial Resort Hotel in Mactan, Justin too is Carolinian chemical engineer...... In the big corporations, San Miguel which Augustinians & Recollectos are big stockholders, the VP for Bewery Operations & first Woman Brewmaster is Rebecca Sabando Flores, a Carolinian chemical engineer; as well Gen. Manager /AVP of San Miguel Packaging Products in Mandaue Plant is Ramon Puno, another Carolinian chemical engineer. President of PLDT / Smart Mr. Nazareno is a Carolinian mechanical engineer, former PNB president and now Union Bank Senior VP Mr. Azevedo is Carolinian Math / Physics alumnus, etc. Well, USJR have outstanding alumni too but USC have lots of alumni at the national and international arena. Vamos San Carlos, este tu Adelante San Jose!