How are you financially now compare 3 years ago?

[haika_girl]

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much better, naa na koy saving ron.. naa gihapon utang pero manageable ra..

[gARN]

hmm.. ako na magpala warta instead na ako pa mangayo.. maka save pa jud ko.. whew..

[newbieforum]

Much better

[vienzel]

i think mas better, mas independent and able to help the family somehow!...

[clarkhkent]

not so financial not so ally....wahaha...

paminaw nako mao ra man ghapon nimahal man gud ang bugas...

[miyaka]

mas stable na tawn ko oi....3 yrs ago napuno ko ug utang.... hahahah

[sweet_freak]

wa jud ghappon au

[jerryp]

i cant say na better ko karon compared before kay karon la ko savings but all my money kay naa man padulngan like car amortization and house and lot amortization...

before i have a lot of savings though naa pod utang but la paman ko car ug house and lot nga gihulughulugan...

to compare, better siguro gamay before kay i have time to travel for vacation in bora, siargao, cagayan ug camiguin...karon wala na... office, balay, office, balay... hahay... higot man utang.... mahal napod panaliton karon.... mahal bugas, mahal gasolina.... mahal najud tanan... yet la pay hugun-hugon salary increase...hay!!! nus-a pa kaha...

[yata_222]

same ra gihapon...

[miyay]

mas better jud, better pay, more or less same expenses..
sugod na ko invest ginagmay (pero low ang NAVs ron, hahay) as well as save.
in five years time makaretire nako at 33 (fingers cross!)