Best Cooperative?

[pat_gracie07]

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Hi again.. Here in MAVENCO..we do studies and research on how we can better benefit the member. One of our research shows comparative studies. We gather information from our competitors. OCCCI is also a primary coop like MAVENCO..That's why we know if we have an edge over the other..

OCCCI's time deposit rates are also based 'per annum', same as ours.. If you compare it...you will really see a big difference..We have higher rates..

[medwarc]

I agree, per annum jud ni. but to be sure mag inquire pud mi ani sa ormoc kay ako family tua man ngadto. okay pud ang MAVENCO medyo layoan lang ko kay mandaue man gud.

[greywolves]

Hi again.. Here in MAVENCO..we do studies and research on how we can better benefit the member. One of our research shows comparative studies. We gather information from our competitors. OCCCI is also a primary coop like MAVENCO..That's why we know if we have an edge over the other..

OCCCI's time deposit rates are also based 'per annum', same as ours.. If you compare it...you will really see a big difference..We have higher rates..

Gracie kanang dividends lahi sad na sa interest sa time deposit sa? Pila sad (average for 5 years) percentage ang dividends ninyo?

[pat_gracie07]

Ang dividend kay interest na sa share capital or fixed deposit. Mag.depend pud ni xa sa pila ang net surplus sa cooperative... for example--Kung one million ang net surplus per year... ang 70% ana adto sa dividend(interest sa share capital) ug patronage refund(interest of loans)...
ONE YEAR
1,000.000 of 70% = 700,000
50 % sa 700,000 = dividends = 350,000
50 % sa 700,000 = patronage refund = 350,000

So, ang dividend magdepende sa share contribution..Mas daku ug dividend kung dagko og share capital(average balance of contribution). Annually ang hatag ana..

[pat_gracie07]

I agree, per annum jud ni. but to be sure mag inquire pud mi ani sa ormoc kay ako family tua man ngadto. okay pud ang MAVENCO medyo layoan lang ko kay mandaue man gud.

hello, di ka mag.worry about ana.. open membership mn ni xah.. regardless kung naa ka sa north or south ba ron.. hehe.. naa gani mi taga.minglanilla, busay, danao, etc...

if daghan mo taga.lagyo(in a specific area), mas okay nuon kay pwede ra kami ang moduol ninyo.. adto jud mi sa convenient para ninyo..

[pat_gracie07]

up for MAVENCO!!! .... aim high!!

[arnz11277]

perhaps we can create a coop for istoryans....do you think this is feasible?

[arnz11277]

those istoryans who are interested, just pm or message me at 09228447712.we will register it with the CDA separate from the legal entity of istorya.net.

[Rye41]

CFI,,,lagi naay seminar every saturday at 9 or 930 mn guro to...100 bayad dala na snacks ninyo...

[pspoon_low-end]

hi,

pa enlighten unta ko about aning coop kay im very interested to join para maka save. im planning pud nga mag business and im thinking of the loan sa coop in case ma member ko. ask ko kung once member naka sa coop, maka loan na ba dayun ka ug dagko nga amounts or padghanun sa nmu imu deposits para ka maka loan?

please help. thanks.