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  1. #1

    Default Credit card billing question


    I just got my first CC and of course I want to use it wisely by paying immediately for what I swiped using BPI express online.

    But wa ko kasabot kay di nako makita ang mga charges. Do I have to wait for the day nga mohatag na sila ug billing statement before nako mabayran?

    Sa 12th of the month pa ang statement.

  2. #2

    Default Re: Credit card billing question

    yes bro mo reflect rana ang mga charges sa imong billing statement... basta bayad lang ka on or before due date nimo ug total sa imong statement balance wala jud kay charges ana...

  3. #3

    Default Re: Credit card billing question

    Quote Originally Posted by necrotic freak View Post
    yes bro mo reflect rana ang mga charges sa imong billing statement... basta bayad lang ka on or before due date nimo ug total sa imong statement balance wala jud kay charges ana...
    ah ok, but ang 20 day window to pay the charges would start sa posting of the billing statement right?

  4. #4

    Default Re: Credit card billing question

    and style sa credit card billings diri sa pinas ug sa gawas kay lahi rajud...

  5. #5

    Default Re: Credit card billing question

    Quote Originally Posted by Metz View Post
    ah ok, but ang 20 day window to pay the charges would start sa posting of the billing statement right?
    naa kay cut off date ana bro. makita gihapon sa imong statement..

  6. #6

    Default Re: Credit card billing question

    Quote Originally Posted by necrotic freak View Post
    naa kay cut off date ana bro. makita gihapon sa imong statement..
    ok ty. basta maka likay lang ko sa interest ok na hehehe

  7. #7
    C.I.A. Premium Member sushikandi's Avatar
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    Default Re: Credit card billing question

    Wait for the Statement of Account TS. Just pay the FULL amount before the due date to avoid interest. Pwede pud you can pay the minimum payment but ofcourse there is interest on your next bill. Pay your bills on time, para nindot imu credit score (i dont know if applicable ni sa pinas) and dali increase sa imung credit line.

  8. #8

    Default Re: Credit card billing question

    wala diay online account nang imu CC bro? kasagaran naa man online ana para di naka maghuwat sa printed bill nga usually ihatud pagka ugma na ang due date.

  9. #9

    Default Re: Credit card billing question

    Quote Originally Posted by SioDenz View Post
    wala diay online account nang imu CC bro? kasagaran naa man online ana para di naka maghuwat sa printed bill nga usually ihatud pagka ugma na ang due date.
    if naa bai, I still need to check hehehe
    kay sa bpiexpressonline, makita ra nako ang balance but wala pa ang updated statement. Ill give them a call.


    kay lisod ning cge ta promote ug savings and proper management of funds nya wa diay kabayad sa CC hahaha

  10. #10

    Default Re: Credit card billing question

    If a person is on time with CC payments, the CC company could increase your limit. That's what I experienced.

    Cheers!

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