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  1. #1

    Default Life Insurance=Income Replacement


    There are 2 constant things in this world! Death and Taxes...Gone with the wind,we all shall be.We live people weeping behind,missing us,wanting to spend more time with us, but when it happen,it can't be undone!
    When the breadwinner passes, the family would suffer financially.Mothers making ends meet.,children not being able to go to school, or worst, not being able to eat 3 times a day.Houses will be foreclosed, cars repossessed, some would have to sell whatever they have left just to live another day.
    This is a sad story but it's true. This is where life insurance comes in. Life insurance is one of the most wonderful gift God has given mankind! I would define it as "a way of getting even with death".
    With it, the people left behind by the diseased will be able to stand up again and live life the way they had.Housewives won't have to make ends meet anymore,children will continue their studies, and eat 3 times a day.Loans and mortgages will be paid and valuable things won't have to be given away.
    Yes,I am an insurance agent.. I became one because i am a Believer. I am sharing this to you guys, so you will open your mind and realize how wonderful this gift from God is.

  2. #2

    Default Re: Life Insurance=Income Replacement

    AXA Phils. has an affordable all protection product that can cover a 30 year old non smoking man for example for up to 500,000 with a Shield rider of another 500,000 that covers the 31 critical illnesses like cancer, heart attack, alzheimers,parkinsons disease,dengue and many more, and pay only 5k as your yearly premium or 500/month!
    contact me thru my sun number, 09227950961 or 09179164776.

  3. #3

    Default Re: Life Insurance=Income Replacement

    start to plan your future now.
    the many uses of life insurance:
    1.life insurance=protection
    2.life insurance=income replacement
    3.life insurance=savings
    4.life insurance=education
    5.life insurance=retirement
    6.life insurance=additional estate
    7.life insurance=estate tax payment
    8.life insurance=investment

    let me know what your needs and wants are.we have solutions for you!
    remember: if you fail to plan,you plan to fail!

    God Bless You!

  4. #4

    Default Re: Life Insurance=Income Replacement

    up for this afternoon!

  5. #5

    Default Re: Life Insurance=Income Replacement

    up up up for today!

  6. #6

    Default Re: Life Insurance=Income Replacement

    excerpts from a magazine:

    ARE YOU COVERED?
    If you are wondering whether or not you should buy life insurance,ask yourself if your death will leave anyone in a financial bind. if the answer is yes,then you should be insured.

    The rule of thumb is once you become a parent,you should havd life insurance coverage. when you plan for the future,one of the things you count on is continued income for yourself and your family. but if you think you don't need life insurance if you don't have kids,think again. it may seem like an unnecessary expense.but there are many reasons to have life insurance,even if you're not supporting a family.your life insurance can be used for mortgage redemption,income replacement,retirement,and more.

    There are no u-turns on the road of life. we are all travelling on an inevitable trip from birth to eventual death.you may die sooner than expected or hopefully live a long and prosperous life.LIFE INSURANCE addresses the tragedy of premature death by providing tax-free funds to help survivors who depended on you,get on with their lives.

    Now,here's the final question: "when is the best time to get insurance?". The answer is NOW! Typically, the younger you are when you get insurance, the lower the cost and the easier to get approved.
    Last edited by annabelle; 04-12-2011 at 03:57 PM. Reason: unfinished

  7. #7

    Default Re: Life Insurance=Income Replacement

    True story:

    1. A once healthy client got an insurance coverage of 2 million with Shield rider of another 2 million.When she was diagnose of stage 4 breast cancer,she got the 2 million shield coverage and used most of it to go have a european vacation. she knows when she dies,her family will also be getting the life insurance of 2 million.

    -sad story but things happen. beautiful thing was,she had the resources to fulfill her dreams and enjoy while she's still alive and provide for her family even when shes gone.
    Last edited by annabelle; 04-12-2011 at 05:27 PM. Reason: unfinish

  8. #8

    Default Re: Life Insurance=Income Replacement

    good morning istoryans! have a blessed day everyone!

  9. #9

    Default Re: Life Insurance=Income Replacement

    True Story 2:

    A mother getting her daughter insured at an early age due to a hereditary disease their family has. She got 500k life insurance coverage and a Shield rider of another 500k which covers the 31 critical illnesses including cancer and heart attack.. unfortunately her daughter was diagnose with dengue later on. fortunately,shield rider includes dengue as one of the critical illnesses. the mother was able to claim the 500k shield coverage which she used for her daughters treatment and got another shield rider to continue the coverage for the 31 critical illnesses.

  10. #10

    Default Re: Life Insurance=Income Replacement

    life is indeed too short.. we'll never know when our time would come to an end. lost a friend yesterday to colon cancer. and a friend's cousin died of a car accident yesterday,too. may they rest in peace..

    Live life to the fullest and thank the Lord our God for another day to live!

    Be safe everyone!

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