EIP vs Mutual Funds

[lorenzoleo]

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it is best to put your long term savings into stock or MF than keeping it in a bank.
T_T! Let your money roll into Financial markets.

There are risk into stocks and MF but very much riskier in just letting your money sleeps inside your house. T_T!
All have risk even your life is also at risk everyday, the question is how guaranteed you are that you are not broke in the future? How guaranteed we are that tomorrow is still another day?(You need always to insure yourself, it is for your family)

[lorenzoleo]

Tap Your Inner Buffett - Forbes.com

[rescyth]

[QUOTE=benjiqui;9592341]

@rescyth:
....." price action moves by patterns" ? those are just positive indicators,
maybe you mean the "economic cycle" ? even the experts does not rely
on this anymore. even the latest 2 minutes 9.0 magnitude earthquake in
Japan, when it happened, by the time people pulled out their money in
the market, it was too late. investing/trading in the stock market to some people is part scientific or an art and part listening to vibrations...
... don't tell me you don't speculate... can't blame you because I do...
and thats what make this game, if I may call it interesting... just my 2 cents....

Bay check the post, you quoted the wrong guy

As for price action, patterns form and patterns will fail. Price moves because of the law of vibration and it is in fractals. I don't speculate with my day trading and positions trade, I "manage" it. But I do very much speculation in option synthetics. But less was done when that earthquake happened... I am in the defensive mode, for my position trades . I'm fully hedge against that now with buy puts and write puts/ calls ,earning some premiums in the way. If the war on libya will bring down the market, then I'll do delta hedge.

I don't listen to experts, most of them don't and can't trade. They make a living in predicting market outcomes. I'll leave the prediction to the fortune teller.

[rescyth]

Since everyone is in an investment craze, why not show them how to establish positions and managing trades in real time? I'm sure daghan bago na mu appreciate ani "a picture paints a thousand words".

[jeshcel]

Since everyone is in an investment craze, why not show them how to establish positions and managing trades in real time? I'm sure daghan bago na mu appreciate ani "a picture paints a thousand words".

thumbs up.... ganahan ko ani dah.

[makie]

You meant the stock value d i? yes very possible and also very possible sd na bsag MF.

But if we are talking about returns, then 50% is still phenomenal

Yes, I mean stocks. I still have to see a mutual fund company do something like 100% gain in a year.

This is actually what I'm trying to stress in this thread, that investing in stocks requires a lot more than investing in mutual funds. I've got nothing against mutual funds but generally stocks outperform mutual funds provided that it is done right, 50% would be very achievable. After all, mutual fund companies are also investing in stocks.

[makie]

....." price action moves by patterns" ? those are just positive indicators,
maybe you mean the "economic cycle" ? even the experts does not rely
on this anymore. even the latest 2 minutes 9.0 magnitude earthquake in
Japan, when it happened, by the time people pulled out their money in
the market, it was too late. investing/trading in the stock market to some people is part scientific or an art and part listening to vibrations...
... don't tell me you don't speculate... can't blame you because I do...
and thats what make this game, if I may call it interesting... just my 2 cents....

Price action moving my patterns means analysis, be it technical or fundamental. Experts does not rely on that anymore? Are you kidding me? Experts themselves formulated those and experienced traders and investors use those. The only ones not relying on indicators are people who think that the stock market is a magic wand that would give them instant wealth and are lazy enough to take the time to learn those or in short, those who think that the stock market is gambling.

Of course there are a lot of things that are beyond our control but why should I worry about it? I'd rather shift my attention to things that I can do. In an investors POV, I'd rather buy more now that the values are down rather than pull my money out and lose. The stock market always recovers along with the economy. It took several dips already, some even very deep dips, but still it went up.

And if you're asking how I come up with my decisions, I don't speculate. I base it through analysis, be it technical or fundamental and it is working.

all these mathematical computations are pure assumptions.. I wish
these are real....nobody knows how the stock market behaves in the
next 10 years... with everything happening everyday around the world,
nobody knows,....... I will be happy with 12 % and have a good nights
sleep... and for those who are not happy even at 50 %....where are
they now ?.... see you in ten years.

It's not about being happy but it's more about being strategic. Nobody knows how high the inflation rate would be 10 or 20 years from now. Better be safe than sorry. Many people were happy with their time deposits at 3.5% a year, where are they now? Still working hard to make ends meet without realizing that their money is losing value through inflation.

Of course nobody knows where the market would exactly move next and that is why there are these so called analysis. We assume but we base it through past data which significantly increases the odds.

As for the mathematical computations, those are just mere illustrations to see the difference. Trust me, many people don't see the difference of 10% from 15% 10 or 20 years from now. Even if you'll compute it at 10% and 15% the difference is still significant.

[nodols3]

stocks....but I use BPI..^_^

[gtboy]

Thank you all for your posts.

I have a concern on CitisecOnline's EIP (not referring to CitisecOnline's regular trading account). I heard that you cannot buy stocks on demand - it has to be scheduled. Can someone explain this please?

Hi, can someone confirm this?

benjiqui mentioned that it matters how quick we can react to changes.. but for the COL EIP, you cannot buy on demand but should follow a schedule?

[jeshcel]

Hi, can someone confirm this?

benjiqui mentioned that it matters how quick we can react to changes.. but for the COL EIP, you cannot buy on demand but should follow a schedule?

with EIP boss, kung pila ang ila asking price kay mao gyud na imong bayaran sa EIP. ing-ana man inig palit nko sa EIP, di mosugot ug lower sa ilang asking price.

ay murag sayop ko dah. hehehe maka buy man tingali ka even if wala sa schedule... adto ka sa regular buy kato enter order, ana ra man to akong gibuhat. pro lahi ang pagkabutang sa EIP ug sa regular nmo nga gipalit.