Sure jud mo anang credit card? Basin magmahay nya mo later on. No offense meant here.
Sure jud mo anang credit card? Basin magmahay nya mo later on. No offense meant here.
To those who want and/or own Credit Card,
All I can say is "Good Luck to you.....".
The secret to having a good credit is to always just use your credit card as a cash replacement which means, use it only when you can pay for the item you purchased before the payment due date and just to also take advantage of the freebies being offered. Never use your credit card if you think you cannot pay for the item on time. If you have a good standing(no outstanding balance), you can always threaten to cancel your card to avoid the anual fee
This is indeed very helpful like emergencies and on-the-spot-need-to-purchase-times-nga-wala-kay-cash. hehe. Just be responsible and never forget your obligations.
Agents please........
1st year kay zero interest plus perks and rebates etc.
depende sa bank kung pila imong annual income.
pero kung BPO imong nature sa work. depende kung unsa imong position. maglisod cla kay dli bya stable jud ang BPO workers.
ang HSBC 145k annual income - mao rani pina ka sayon. it takes 3 weeks to get approved. i think gov. issued IDs, tax return ang ilahang requirements.
using a credit card is akin to printing money. but at the end of the day, you need to pay off your charges with real money!
thus, use your credit cards wisely and it will redound back to you many folds.
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