War Between Agents (Insurance VS. Real Estate)

[smartcool]

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Puro dunai downside.

WHAT are the downsides? Please elaborate... Thanks

[smartcool]

Real Estate bro dale ra mahalin ky basic needs nato compare sa insurance imo pa cya explainan sa mga benifits and advantages.

murag may punto ka diyan bro

[lintanks]

WHAT are the downsides? Please elaborate... Thanks

Kung ang potential client nimo maayo ug math, lisod kaayo baligyaan og insurance. Labi na kung pag presenta sa insurance product is by way of an investment instrument.

Traditional life insurance selling tact was to present the product as a protection against unforeseen circumstances when the person insured (who is usually the bread winner) will not be gainfully employed or productive.

Today, the product is sold as a investment instrument as if you are putting your money in a bank. They try to sell it as a product with living benefits. One need not die! he he he

There have been many underwriters who have approached me either way. Pero, never been convinced.

Real estate dealer. Ok lang kung there is a meeting of needs. The realtor has the product and the buyer happens to be on the look out for such property. (this is diabolically opposite of homogenous products where you can buy the product anywhere and anytime because they are exactly the same anywhere and everywhere.)

[Xilcher]

Real Estate bro dale ra mahalin ky basic needs nato compare sa insurance imo pa cya explainan sa mga benifits and advantages.

Naay real estate boom and cebu..

kinsa kabalo how to apply as agent??
unsay procedure ana? makig sabot ta ug broker?or diretso ta sa developer?

for all new projects...thanks

[Metz]

Kung ang potential client nimo maayo ug math, lisod kaayo baligyaan og insurance. Labi na kung pag presenta sa insurance product is by way of an investment instrument.

Traditional life insurance selling tact was to present the product as a protection against unforeseen circumstances when the person insured (who is usually the bread winner) will not be gainfully employed or productive.

Today, the product is sold as a investment instrument as if you are putting your money in a bank. They try to sell it as a product with living benefits. One need not die! he he he

There have been many underwriters who have approached me either way. Pero, never been convinced.

Real estate dealer. Ok lang kung there is a meeting of needs. The realtor has the product and the seller happens to be on the look out for such property. (this is diabolically opposite of homogenous products where you can buy the product anywhere and anytime because they are exactly the same anywhere and everywhere.)

So if offeran ka ug pure term insurance ma interested ka?
I can offer a pure 20 year life insurance. And if you want to add an investment, are you familiar with "buy term invest the difference" concept?
kay if we do the math, I can show you nga millions jud ang difference compared sa whole life insurance.

Di naman gud mo offer ug pure term insurance ang mga sikat na life insurance companies kay di kaayo sila dako makwarta ana. And maglisod sad ug apas ang agents sa ila quota if cheap term insurance lang ila i-offer.
Whole life jud ila i-offer kay dali ra maka abot ug quota and dako kaayo ug gains ang company. Sadly, kwartahan ra maka afford ug whole life unless tag 250k coverage ra ila kwaon.


@TS: why don't you become a real estate agent AND a broker? if you join IMG, you get access to multiple investment products from healthcare, life insurance, mutual funds, non life insurance and real estate.

PM me if interested ka.

[lintanks]

I will just do my investing.

[lorenzoleo]

Kung ang potential client nimo maayo ug math, lisod kaayo baligyaan og insurance. Labi na kung pag presenta sa insurance product is by way of an investment instrument.

Traditional life insurance selling tact was to present the product as a protection against unforeseen circumstances when the person insured (who is usually the bread winner) will not be gainfully employed or productive.

Today, the product is sold as a investment instrument as if you are putting your money in a bank. They try to sell it as a product with living benefits. One need not die! he he he

There have been many underwriters who have approached me either way. Pero, never been convinced.

Real estate dealer. Ok lang kung there is a meeting of needs. The realtor has the product and the buyer happens to be on the look out for such property. (this is diabolically opposite of homogenous products where you can buy the product anywhere and anytime because they are exactly the same anywhere and everywhere.)

Don't sell insurance more on technical, but sell it according to the need of your client. Technical is just there to support the need of having a protection in case we die too soon, then we need investments if we live too long.

We intend to insure our cars comprehensive, insure our house and insure our money, but the questions is, the person who bought the car, the house and earn money do have insurance? If you ask them who do you love the most? Your car? Your house? your money? or Your family?

Answer, FAMILY, but how come you don't insure your income if you really love your family?

[oninrocks]

@ TS: how about both na lang ka bro?...hehehe

puede nimo dunganun bro inig human palit sa imung client ug balay offeran dayon nimo insurance.
puede rapod baligyaan nimo ug lungon bro......hehehehehe

[Metz]

puede nimo dunganun bro inig human palit sa imung client ug balay offeran dayon nimo insurance.
puede rapod baligyaan nimo ug lungon bro......hehehehehe

murag ana jud hehe
baligya balay, insurance sa balay, sakyanan, life insurance, then healthcare.

lisod lang na ang lungon hehe.

[wizard_jamex]

Unsa naman sad ni? Pahambugaw nasad ni....kung asa dako ug kita.....tsk tsk tsk....
I hope walay magpatay diri sa thread.