I just want to share this experience. :)

[jangska]

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save and invest jud.. pero lahi2 man ang mga tao d ta mag buot nila kay ang kalipay d ma bayran ug kwarta.. unsaon mana nmo ang kwarta kung mamatay kag kalit ugma.ahahahah.. enjoy the little things ayaw pugngi palit or buhat sa inyo gs2 kay life is short but learn to balance and save some..

[SunYang]

My share:

Lisod jud kaayo ang mga save Sir.

So ang amo gibuhat, we forced ourselves to take a coop loan to put it into a savings/investment account. Gamay ra man ang interest kompara sa uban.

Dili man ta maka-save anang P500 or P1k a week or a month. Kay magasto jud na! For sure!
With loan, mura siya og forced savings kay payroll deduction man.

Weird? ...well, that's my share....




OT:
...and another IMG thread...

Payts!

Ako sad I already invest my money sa coop nga ako ra sad ate tag iya..hehehe. Not bad kay 1k/month every end of the year makuha nimu imu gi invest unya imu 12k mahimu ug 16k..hehehe

anyway pareha ra sd jud ko ato imu friend bro/sis ma gasto jud naku sa kaon ug laag but atleast karun kay anam-anam naku ug disiplina sa ako self.

UP UP UP KO ANI NGA THREAD PARA SA MGA PAREHA SAD NAKU.

[mar_cebu08]

this is an eye opener thread for me..just trying to read things here but this really caught me up...i really wanted to save as well but i dont have the discipline yet on how to do it...thanks for all the opinions....now im thinking on my next plan...can anybody tell me bout that MF or IMF thing...let me see if that is really good or not? any advice on where can I check it out?

[punisher23]

maypa sila hiskot nag savings....wahahaha..ako wala pa bisag piso

[jess]

most people keep a list for their "expenses". they're too disciplined to make it and loyal to that list ,that's why they dont realize, their focus is on their "EXPENSES". and they dont have money to save.
this 2011,try to make a list for your "savings". your list should look like this "Savings for BPI,savings for BDO uitf, savings for MF-FAMI, Philequity, savings for healthcare, savings for retirement...etc".
In that way, your FOCUS is on SAVING , not on EXPENSES/SPENDING.

[wizard_jamex]

maypa sila hiskot nag savings....wahahaha..ako wala pa bisag piso

discipline ang requirement para makasave ka....=)

[c0mpumast3r]

this is an eye opener thread for me..just trying to read things here but this really caught me up...i really wanted to save as well but i dont have the discipline yet on how to do it...thanks for all the opinions....now im thinking on my next plan...can anybody tell me bout that MF or IMF thing...let me see if that is really good or not? any advice on where can I check it out?

PM'ed you bro.
Ang mutual fund bro kay mao nay pinaka safest investment vehicle nga muhatag sa mga investors, like you, ug high returns about conservatively 8-12% sa imo investment (in fact karon saka kaau ang investment up to 65%). The thing is ang ato man gud investment plus the investment of other investors kay gi pundok tanan and gi-reinvest or gi buy ug stocks i.e. sa SM, Ayala, Jollibee, etc. and naay fund manager nga mu-manage closely sa ato mga funds. Maong safe siya kay tungod gi-diversify ato mga investments ug tungod sa naa pud ta fund manager na nga mu-manage sa ato funds.

If ganahan ka mag-open, 5k ra ang start-up then if ganahan ka mag-add2, 1k ra ang pinaka minimum. You will be given certificate of investments and regular stock performance reviews. Pwede pud nimo ma check sa internet ang performance sa mutual fund company nga imo gi-investan.

Kaning among IMG bro, dili mi investment o insurance company. Kami ra ang mu-guide, process and teach ninyo about aning mga butanga. Kami ra pud ang company nga nag distribute ani nga mga financial solutions (such as mutual fund, etc.) and even allow you to become your own financial adviser. Think of IMG bro as a school nga muteach nato about financial matters and brokerage company aron dili ta ma-ilad sa uban ug aron ato masabtan kung unsa ni ato gipangsudlan. We have seminars bro regarding ani in the office. Contact me if interested ka about ani.

[bungot25]

para sa akoa, the good investment vehicle is currency...even if its risky? you may get high profits if you really know the game...

[c0mpumast3r]

The higher the risk, the higher the return.
To minimize risk, diversify your investments.

[jecskie]

Good day sa tanan!!!

actually, I'm bit curious w/ IMG. i read from the other thread that IMG is not a net working business and people on this business did not get any commission from other people who will join the business.

how come that there are a lot of IMG members who keep presenting the nature of business and even convincing them to join the business?

mostly the answer of my question is " we want to help other people to become successful" but other than that what would be the reason?..

I tried to look for the business plan and the complete details on how to gain an income from IMG but i never found it.. can anybody will post the details of the business here pra pud mhibaw.an sa mga tao nga bz pirme or walay time muadto sa office. mas nindot man pd gud nga naa tay mabasahan aside from listening to the speakers.thanx..