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Latest update of Mutual Funds as of Oct. 13, 2010



Cheers to all!

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LIST OF REGISTERED MUTUAL FUND COMPANIES AS OF MAY 9, 2009

STOCKS/EQUITY FUNDS

1. ATR-KIM Eng Equity Opportunity Fund, Inc.
2. FIRST METRO SAVE AND LEARN EQUITY FUND, INC. (Metrobank)
3. PHILAM STRATEGIC GROWTH FUND, INC.
4. PHILEQUITY FUND, INC. (Oldest MF Company)
5. SUN LIFE OF CANADA PROSPERITY PHILIPPINE EQUITY FUND, INC.
6. UNITED FUND, INC. (San Miguel Corp...)
7. PACIFIC FUND, INC.
8. DWS DEUTSCHE PHILIPPINE EQUITY FUND INC.
9. FILIPINO FUND, INC.

BALANCED FUNDS

1. THE FIRST GALLEON FAMILY FUND, INC.
2. GSIS MUTUAL FUND, INC.
3. THE MUTUAL FUND COMPANY OF THE PHILIPPINES, INC.
4. PHILAM FUND, INC.
5. SUN LIFE OF CANADA PROSPERITY PHILIPPINE BALANCED FUND, INC.
6. FIRST METRO SAVE AND LEARN BALANCED FUND, INC. (Metrobank)
7. OPTIMA BALANCE FUND, INC.
8. ALFM GROWTH FUND, INC (BPI)

BONDS FUNDS

1. ATR-KIM Eng Money Market Fund, Inc.
2. ALFM PESO BOND FUND, INC. (BPI)
3. COCOLIFE FIXED INCOME FUND, INC.
4. EKKLESIA MUTUAL FUND, INC.
5. FIRST METRO SAVE AND LEARN FIXED INCOME FUND, INC (METROBANK)
6. GREPALIFE FIXED INCOME FUND, INC
7. PHILAM BOND FUND, INC.
8. PRUDENTIALIFE FIXED INCOME FUND, INC.
9. SUN LIFE OF CANADA PROSPERITY BOND FUND, INC.
10. SUN LIFE PROSPERITY GS FUND, INC.
11. PHILAM MANAGED INCOME FUND, INC.
12. DWS DEUTSCHE PHILIPPINE FIXED INCOME FUND, INC.

Source from the Philippine Security and Exchange Commision:
http://www.sec.gov.ph/cfd/Mutual%20Funds%209may09.pdf

JUST CLICK AND DOWNLOAD THE FILE.

another source : http://www.pse.com.ph/html/MarketInf...utualfunds.jsp

Kung wala sa list of registered mutual funds..then kahibalo namo nga illegal. LOL =)

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Latest update of Mutual Funds as of October 15, 2010



Invest namo sa FAMI...more info. Pls. PM me.

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Latest update of Mutual Fund as of October 19, 2010



Nindot mag invest ron kay nindot ang market. LOLZ

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Mutual Funds vs Savings Account

In: Mutual Fund Guides| Stock Trading


I just received my quarterly report about my investments in mutual funds. And I would like to clarify that investing in mutual funds defeats the purpose of putting your money sitting idly in the bank. Though, putting your money in the bank will most likely earn interest, the bad part is, that interest is not enough to beat inflation. Which means, you’re losing money. We have a mutual fund guide if you’re interested.
I have a personal account at a bank and I placed money on it around P200,000… That time, I also bought mutual funds worth P200,000. This was a year ago… I noticed that every month, my savings account would earn something like 50 - 100 pesos due to its interest. Multiplied that number by 12 and you have your 1 year interest of around P1200 per year. Though P1200 is still money considering that you didn’t do anything.
Now lets move on to the result of my mutual funds. My P200,000 worth of mutual funds actually earned P15,124.39 in 1 year. Which is, I didn’t do anything for that money. And is still earning as we speak. This is just 1 year. I’m 25 years old and I plan to retire at age 60. If that would be around 35 years from now and I still put in extra money on that fund, how much would you think I would make out of just the interest? That interest would most likely be able to help me when I retire and enjoy my life.
Annual Earnings So Far

SAVINGS ACCOUNT - P1200 earned
MUTUAL FUNDS - P15,124.39 earned
This is the goal of mutual funds Philippines. To enlighten you of the benefits of mutual funds. And that it is a good and safe investment. You won’t get rich with it quick but it will certainly help you out when you retire.
Final Thoughts

Final thoughts, if you have money just sitting in the bank, use it and invest it. Start early, Invest early and time will be on your side. Be financially literate and poverty would just be a fantasy. Of course, keep in mind that you must always have money on your savings account just to be on the safe side. This is your money that you might need in case of emergency. Think of mutual funds as business investment.
Did You Know?

• There is no tax for mutual funds earnings?
• You are helping the economy of the Philippines by investing.
• You earn more if you start early because of compound interest.
• Mutual funds are better than savings account.

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Mutual Funds vs Time Deposit Accounts

In: Mutual Fund Report
Once again. I try to test where we can make the most out of our money. I tried to look for rates with time deposits with different banks and compare it with the earnings we can get with mutual funds.
With my research, I found out that most banks will give you 1.75% - 3.00% interest depending on how long you intend to place the money in time deposits.
Basing from our given. I already have money on my mutual funds for 1 year which is Php200,000 initial deposit worth of mutual funds. In 1 year, it gained Php15,000 of completely passive income.
Now, if we do some math for the computation of earnings for the time deposit account.
1 Year Time Deposit (3%)

Php200,000 x 0.03 = Php6,000 profit
1 Year Mutual Funds

Php200,000 I earned P15,124.39 (based from the post Mutual Funds vs Savings Account)
Almost 50% difference in profit.

As you can see, Mutual funds still beat Time deposit accounts. But the advantages are even better. You see, when you invest, you want it to be liquid. Meaning, if you need the money, you’ll be able to pull it out whenever you need it. In time deposits, you won’t be able to touch the money until the time is over. With mutual funds, there is only 90 day holding. And after that, you may take the money or decide to keep it.

I’m not suggesting to place your money in mutual funds if you’re already decided to time deposit. Time deposits are also good as a more diversified way to invest. But of course, there is no risk in time deposits compare to mutual funds. The important thing to note that, investing in mutual funds involves a little risk that is why there is a bigger return.

If you’re young with money to invest, those that have volatile markets are a way to go in investing high risk and high reward investments. Investments like forex trading philippines stock trading. But that’s a different topic. Right now, we want a good and safe investment with little risk and decent rewards - mutual funds.

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How Mutual Funds Earn Money?

In: Mutual Fund Guides| Mutual Funds Articles
My father is just about to reach the retirement age. But as your typical employee, he dedicated his life to his work and never got the chance to invest. I find it hard to explain to him that mutual funds can save his retirement. So that he’ll be financially independent.


And also, most people who come to this site and send us an email asking how mutual funds earn money? To make the story short. I made this post to explain briefly how mutual funds earn money. Mutual funds is a public pool of money from different small time investors. A seasoned manager will invest the money to different vehicles such as bonds, real estate, stocks and forex. The money earned will be divided to the whole investors. That is why, when we buy funds, they are called NAVPS or NAV per share. As in any kind of investment, there are potential losses and gains. Make sure you spend the money that you are willing to risk.

But keep in mind that mutual funds is not the end all of investing. Mutual funds is just the beginning. While you learn what affects your earnings, be it goverment stability and news. You will see a decline or gain in your profit. Once you know these elements that affect your profit, you might want to learn forex currency trading systems then stock market. There different ways to skin a cat and different ways to earn money WITHOUT LIFTING A FINGER. You just have to be eager to learn and risk a little bit of money

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Why People Invest and Don’t Invest in Mutual Funds?

In: Mutual Funds Articles
It puzzles me when I first learned about mutual funds… That’s why I created the top 5 questions about investing in mutual funds. But still my very first questions came after the realization that the idea of investing exists. If we can make money without working, why doesn’t the media or tv say anything about it? Why is it that media don’t explain the benefits of investing? Why do we learn all of this stuff when it is too late?

If investing can make you rich, why only the rich do it? Why does the poor who have so many children don’t even think about investing and making money out of their hard earned money?
The difference between the rich and the poor is knowledge. You can earn money even if you don’t work just by having the knowledge on where to put your money. You can be a millionaire by joining tv game shows. But the difference is obvious after a year or two. The game show winner / millionaire is back to his poverty driven life only after a year.
We just need a simple way to make our money grow. And maybe, if we decide to make investing as our life long career (Warren Buffet), then it could be a good idea to study math, analysis and history of markets and be under a wing of a professional money managers.
Going back to our question.

Why Don’t People Invest in Mutual Funds?

Its because they don’t know it exists. They don’t know it exists because they don’t search for it. Searching for a solution to poverty should not be in the hands of the government. It should be in the hands of the individual. The government is there to uphold the law and all other things it does for us are just icing on the cake. We are the one in control of our future, our financial future. People don’t invest and so they don’t get freedom. The main difference between someone with money and someone who can make money grow is financial intelligence. And financial intelligence can be learned. Can be acquired and can be harnessed.
Start with the question, How to be rich? How to be financially free? How to invest? You’ll come up with different solutions you can try by searching and asking. Even if those solutions didn’t quite make it, at least you’re making progress of searching for that freedom. Mutual funds is like our Grade 1 education to financial intelligence. It is a no brainer. We make money by buying shares from financial institutions with professional money managers handling your money. It is guaranteed to make profit. The only question is when and how much. That’s where your decision comes into play. What company to invest with, which financial institution and what kind of mutual funds. And of course, you have to worry about where to get the funds to increase your shares. But I’m sure even a minimum wage earner can come up with an investment for that IF he try.
And there are some “excuses” like:
- Don’t have enough money
- Don’t have knowledge
- Afraid to lose/risk money
- Afraid to learn more about investing
- Lazy to do the research and asking

Why Do People Invest in Mutual Funds?

People invest in mutual funds because its a good and safe investment. There are other more riskier forms like stock market, currency market, commodities and so on which gives higher return. But if you’re not the type who can monitor these kind of market 24 hours a day looking at tickers and graphs then mutual funds are great for you. Mutual funds have managers for your money so you don’t have to monitor all markets and analyze graphs and charts 24hrs a day. Total freedom if you ask me.
Some people invest in mutual funds to learn about the market. What news affects economy? You will see your share value go up and down. Learning to trade as a career can begin with mutual funds.
And of course, people invest in mutual funds to earn money and for retirement.
And some other benefits:
- Helps the economy of the Philippines
- It beats inflation
- Retire Early
- Increase your financial IQ
- Become more aware of opportunities around you
If you have more questions, please leave comment below.

[wizard_jamex]

Unit Investment Trust Funds vs Mutual Funds

In: Mutual Fund Guides
Pooled funds such as unit investment trust funds (uitfs) and mutual funds have become popular investing vehicles for Filipinos. Insurance companies have jumped on the bandwagon with variable unit-linked life insurance products, or VULs, which have been driving the growth of their industry, thanks to potentially higher returns than traditional policies. Unit-linked insurance (also called variable universal life insurance) offers the security of insurance protection via term coverage, together with the opportunity to participate in potentially unlimited growth via mutual fund investments.


Suddenly, life insurance has been given a face-lift of sorts, becoming more attractive to more and more consumers. But with mutual fund companies and trust departments vying for your savings, which one should you choose? The main selling point for variable life insurance is that “you get the best of both worlds.” That is, you get protection coverage and capital appreciation through the convenience of just one product. Ironically, this can be a double-edge sword – the advantage can be a disadvantage. There are two arguments to consider:


Argument against VULs: You get the best of both worlds … but your money doesn’t work as hard. If your premiums pay for insurance and investment, this then begs the question of whether you should even bother with the protection element instead of simply putting your money in standalone investment funds.
With mutual funds and uitfs, the entire sum, save for the sales load in front-end transactions, is invested in the fund of choice. With variable universal life insurance, your money is allocated towards paying for the insurance coverage and purchasing shares of the investment fund you wish to participate in. Under this setup, it would appear that investing purely in pure investment funds has an edge, as everything is put in the pot for growth and appreciation.


Argument for VULs: You get the best of both worlds … and can actually produce higher returns. However, there’s another way of looking at this. While VULs may split your resources in two, resulting in a smaller amount being diverted to the investment portion, if for some unforeseen event, you suffer from a disability or accident or – heaven forbid – you lose your life, your insurance benefits will kick in. It may sound morbid and insensitive, but the return on your investment can’t be matched by any other pooled investment.


If you avail of a host of benefits known as riders, such as critical illness or accidental dismemberment, you get sums over and above the basic life insurance coverage for the treatment of dreaded diseases or compensation for a disability resulting from an accident.


In the long run, a dedicated fund for such contingencies may be one of the most economical hedges against unforeseen health-related expenses. Such need-specific riders are only available as add-ons to unit-linked products – something that cannot be done with pure mutual funds. That said, what you stand to earn in a mutual fund placement may only wind up depleted by the very same contingencies the above riders can help provide for.


The bottom line is that there is a place for both unit-linked products and standalone investment funds. We need only to remember one of the basic principles of investing, and that is diversification. Whether you are single, married, with or without dependents, there is merit in investing in life insurance products that offer both protection against various contingencies as well as competitive returns. Beyond that, there is also an argument for investing in pure growth instruments such as mutual funds. One does not necessarily take the place of the other. Instead, both are sound alternatives to take advantage of in the constant fight against uncertainties, inflation, and catastrophic events.

This article is from MoneySense, MoneySense

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Investment Vehicles in the Philippines

If you ever hear someone say that “It’s hard to be rich in the Philippines”, you should start thinking if that person even have any knowledge of investing. Contrary to popular belief, its easy to invest in the Philippines and has a wide range of different flavors for different person. Like for example, a risk tolerant worker of 20 years old may have a different investment plan to a person reaching his retirement age. Of course the earlier you start, the faster you get rich. But the point of this post is to let you know that there are different types of ways where you can earn money passively. This is not a secret and was well known by people since the beginning of time. Since Magellan learned to explore the world to gather spices is the same business that we know now. Investing - the act of making money without working.
Here’s a little trivia for you. Magellan is an explorer yes. But the people behind it are also investors. As you see, explorers need to hire and buy materials needed for exploration and it spans from months to years. Can you imagine how much money they would need to buy things they need to survive those long months in the ocean? When they get back with the spices, it will be sold and the investors will get their money back plus an interest for lending the money. Too bad for Magellan though, but I hope you get the point.
Here are some of the most popular investment vehicles in the Philippines.

Mutual Funds

Are good and safe investments.
Investing in mutual funds is one of the safest way to earn. It is where your money will be invested into different sources such as real estate, forex, stocks and bonds together with other mutual funds investors. The money is handled by a professional financial manager. The good thing is that you can start slow and with little money.

Currency Trading (Investing in Currency)

For people that can tolerate high risks.
Also known as Forex Trading or forex investing. Where you buy different currency such as $ dollar in the hopes that it will appreciate in value versus the peso. Remember the time where the dollar was Php30.00 ? You bet a lot of people became millionaires when the peso plummet to Php49.

Stock Investing

For people that can tolerate high risks.
It is where you buy a share of a company or a stock. Being a stock holder allows you to be a part owner of the company. Part owner of its profits and its liabilities as well.

Real Estate Investing

More for the long term investor.
I’m sure that many people would claim that this is the best investment vehicle as land and properties will always appreciate in value. This is also a good investment if let’s say you own an apartment or condominium. Those are passive income and you don’t have to work once the building is done.

Doing Business

The good ol’ fashion way of making money.
Sell a product and put on the price tag. Sell a service and charge for it. This is the old fashioned way of making money. It’s fun and can be really lucrative.


The most important part here is to never stop learning. Investing is not taught in school. Nor the richest people in the Philippines was not taught by their professor how to be rich. Therefore, never stop learning and thinking of ways where your money will grow. Once you think of it that way, you’ll see opportunities so clearly.


Did I missed something? Let me hear your thoughts by commenting below.