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  1. #1

    Default THE BEST TIME TO INVEST in MF / UITF?


    your opinions and views...(bahala mura tag corrrect opinion lang)

    FAQ

    UITF - investment arm/division/dept of a BANK (unit investment / trust fund (?) - sakto ko sa abbrev?)

    MF - mutual fund - separate entity from a bank but some may have associations with banks...

  2. #2
    knock knock...*_*

  3. #3
    the best time?? there is no best time kay dili man ka maka-tag-an. you just have to DO IT... or basically start an investment... one way to do it is to match your investment to a financial goal (let's say retirement??)... That way, you'll have a timeline; you can measure your progress w/ respect to your investment vs your goal; and you don't have to worry about the ups and downs in the short term. You only take out your investment during your deadline (Robert Kiyosaki refers to this deadline as an exit strategy)...

  4. #4
    The best time to invest is today.

  5. #5
    The best time is when depressed ang prices, like mga 2 years ago during the financial crisis. But this is easier said than done, imagine investing money at a time when companies were failing left and right.

  6. #6
    Quote Originally Posted by honey2723 View Post
    the best time?? there is no best time kay dili man ka maka-tag-an. you just have to DO IT... or basically start an investment... one way to do it is to match your investment to a financial goal (let's say retirement??)... That way, you'll have a timeline; you can measure your progress w/ respect to your investment vs your goal; and you don't have to worry about the ups and downs in the short term. You only take out your investment during your deadline (Robert Kiyosaki refers to this deadline as an exit strategy)...
    this sums it all up. it doesnt matter if the market is up or down as long as your in for long term(at least 10 years) then mo gain jud ka.

    but if you want fast money, try stocks but easy come easy go sad.if you dont take time to study.
    rare ra ang winner sa stocks nga wa nag tuon ug wa kabalo sa risk vs gain.

  7. #7
    MF and UITF are market driven. If the market is trending up then its time to buy when it started to dip then its time to sell. In other words there is timing. Right now, you buy! Buy all equity dirven instrument. Like a stock trader we sell our stocks when the market turns sour to retain our capital gains, in MF we convert them to bonds to retain our NAV. I am not sure about UITF, if it doesnt have a safe haven then don't invest in them.

  8. #8
    The very very very best time to invest was last last year, during the time that I convinced a lot of people in this thread to invest in mutual funds and do business that is for long term but, puro lang negative ang mga gi pag bato sa IMG. hahahay! Tanaw ang market ron subra pa sa double your money, hehehehe!

    Opportunites don't find you, you find your opportunities. - John Gokongwei. T_T!!!!

    PhilEquity 2 years ago Php7/ share , today Php 19/share. Wahahahaha! sa mag laway lang.
    FAMI, 2 years ago Php1.2/share, today Php3.2/share, wapak!!
    Be fearful when others are greedy, be greedy when others are fearful. T_T!!!!!!!!!!!!!!!!!!!!!!

    I know some of your guys in this thread have this feeling, "Kung pwdi pa lang balikon ang oras". Kung ni attend pa lang sa mga Lecture sa IMG sauna, hehehe! Peace of mind na unta ron. T_T!!! Hahay!



    Snowballed!!!!!!

    Lessons Learned : A person who have strong at heart and mind, survives and prevails. If just that person just have a vision during the Financial Crises, we could already buy what he want today. But sad to say a lot of us doesn't have a vision in becoming big.
    Last edited by lorenzoleo; 09-28-2010 at 10:36 PM.

  9. #9
    Quote Originally Posted by lorenzoleo View Post
    The very very very best time to invest was last last year, during the time that I convinced a lot of people in this thread to invest in mutual funds and do business that is for long term but, puro lang negative ang mga gi pag bato sa IMG. hahahay! Tanaw ang market ron subra pa sa double your money, hehehehe!

    Opportunites don't find you, you find your opportunities. - John Gokongwei. T_T!!!!

    PhilEquity 2 years ago Php7/ share , today Php 19/share. Wahahahaha! sa mag laway lang.
    FAMI, 2 years ago Php1.2/share, today Php3.2/share, wapak!!
    Be fearful when others are greedy, be greedy when others are fearful. T_T!!!!!!!!!!!!!!!!!!!!!!

    I know some of your guys in this thread have this feeling, "Kung pwdi pa lang balikon ang oras". Kung ni attend pa lang sa mga Lecture sa IMG sauna, hehehe! Peace of mind na unta ron. T_T!!! Hahay!



    Snowballed!!!!!!

    Lessons Learned : A person who have strong at heart and mind, survives and prevails.
    that's the thing, we can only tell the best time to invest in hindsight... unsaon nalang tong mga wala naka-apil pag 2008?? so, still, just do it... you can still take advantage of the market whether naa kay crystal ball or wala... again, invest to match your financial goal...

  10. #10
    Quote Originally Posted by honey2723 View Post
    that's the thing, we can only tell the best time to invest in hindsight... unsaon nalang tong mga wala naka-apil pag 2008?? so, still, just do it... you can still take advantage of the market whether naa kay crystal ball or wala... again, invest to match your financial goal...
    Excited kaayo ko. Hehehehe! Kahibaw naka kay ikaw pud naa pud ka into Financial Services. T_T!
    Hmmmmm! I rememeber that time that every body is afraid to invest in mutual funds. T_T! Only the person with strong desire and mind prevails. T_T!

    "Be fearful when others are greedy, Be greedy when others are fearful." <<--- This lines worth Millions. T_T!

    Investing is psychological. T_T!
    Last edited by lorenzoleo; 09-28-2010 at 10:42 PM.

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