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  1. #11

    Yes bro investing has risk but calculated risk. Ayawg too anang investment na mu guaranteed ang return ug very high interest rate kay ilad na. Ang average Return kung mag invest ka sa Mutual Funds or money market funds in long term about 8% to 15% per annum ra on average.

    Para gusto ka na ma spread or ma minimize ang risk, diversify your portfolioes, don't place it in one basket only.
    If you want to invest in stocks, it is better to try first investing on Mutual funds. Investing in single stock is very risky, it is much safer in mutual fund because the fund is diversified into different securities/ stocks.

    You can attend Financial Planning and risk management seminars. You can message me if you want to attend to attend Risk Management seminars and I can guarantee you real speaker that has RFP(Registered Financial Planners) title so that you can be given a professional Financial advice.


    "Most people dream to be very successful, but only few are willing to pay the price."
    - Jose Enrique Delas Penas, IMG(International Marketing Group) President
    Last edited by lorenzoleo; 05-25-2010 at 11:21 PM.

  2. #12

  3. #13
    I've heard somebody say, "Investing isn't risky, it's you being unprepared that is risky"...mmhhhh...
    some inputs?

  4. #14
    why dont you go into franchising? There are already a few of low priced business franchises here in the philippines. try to visit Franchise Philippines for more details... in business, it's 100% risky, it would depend on how focused are you.

  5. #15
    mmhhh...Franchise.....I'll think about it..

  6. #16
    naa man jud na risk.
    investing is just like gambling, naay juy percentage of winning or losing. And usually the higher the returns the greater the risk.
    research on the business you want to join to minimize risk. And once mo invest ka please make sure kaya ra nimo and not a do or die situation(e.g. investing life savings). Daghan mo ingon nga mas maayo life savings jud kay maniguro jud ka, but daghan jud na purdoy ani nga style, kay based on statistics 1 out of 5 businesses you try will work. saon nalang kung life savings gi-invest nya palpak sa 1st try. pait sad.

  7. #17
    Yup, there is always risk involve...lahi2x lang ug level. Study first before ka mo.invest....

  8. #18
    Quote Originally Posted by nodols3 View Post
    I've heard somebody say, "Investing isn't risky, it's you being unprepared that is risky"...mmhhhh...
    some inputs?
    investing is risky but with proper education and research you can manage risk...

  9. #19
    This is a bible message about Investing. You will learn alot from this especially those who are afraid to risk and let their talent sleeps.

    Matthew 25:14-30
    “For it is just like a man about to go on a journey, who called his own slaves and entrusted his possessions to them. To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. Immediately the one who had received the five talents went and traded with them, and gained five more talents. In the same manner the one who had received the two talents gained two more. But he who received the one talent went away, and dug a hole in the ground and hid his master’s money. Now after a long time the master of those slaves came and settled accounts with them. The one who had received the five talents came up and brought five more talents, saying, ‘Master, you entrusted five talents to me. See, I have gained five more talents.’ His master said to him, ‘Well done, good and faithful slave You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’ Also the one who had received the two talents came up and said, ‘Master, you entrusted two talents to me. See, I have gained two more talents.’ His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’ And the one also who had received the one talent came up and said, ‘Master, I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed. And I was afraid, and went away and hid your talent in the ground. See, you have what is yours.’ But his master answered and said to him, ‘You wicked, lazy slave, you knew that I reap where I did not sow and gather where I scattered no seed. ‘Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest. Therefore take away the talent from him, and give it to the one who has the ten talents.’ For to everyone who has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away. Throw out the worthless slave into the outer darkness; in that place there will be weeping and gnashing of teeth. "

    Look what happened to the man who is afraid of investing his talents/money, it is much riskier just hiding your talent/money and letting it sleep. It is much riskier if we don't do something.
    Last edited by lorenzoleo; 07-30-2010 at 08:21 PM.

  10. #20
    mas maayo gyud sad na makahibalo ta unsaon pag invest kay kay para sad ang risk ato matimbang timban maa nay ako nakat onan..when i join a comany nag nag teach about aning investment ...

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