Why Filipinoes can't save and spend more than they make?

[lorenzoleo]

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I got this article from http://www.pinoysmartsavers.com/kmpstep01.pdf
Just read it, you might find some answer why Most Filipinoes can't save and why they spend more than they make and they spend their future income for present needs(utang).

It's better to start early as now in building wealth. Building weatlh needs a lot of patience, time, effort, discipline.
Building wealth doesn't finish overnight, it needs time and persistence. Attend Wealth Management seminars if you don't have idea how to start.

Save and invest as early as you can. Stop procrastinating, the starting is always the hardest part. Stop finding and searching for get-rich-quick scheme because it will just ruin your life, waste your time, destroys your reputation and relationship with your families and friends and your money will be in trouble. Make savings and investing as a habit and make sure it will run through your blood.

[medwarc]

thanks bro for the link. i really enjoyed reading it.

[xtinylingx]

nice... very informative...

[tracernet_v2]

mañana habit: one of the things I have that I hate... thanks sa link, but I see this is step 1... pila p ni k steps taman?

[sport30]

i print ko ni para naa jud koy hard copy. thanks for sharing!

[jbass]

Salamat kaau ani. Nakaukay pa jud ko ani na thread. Bisan dugay na. Makatabang gihapon ni.