Unpaid Credit Card bills...naa naba gi-PRISO ani?

[lomotel]

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Guys, my cousin has a problem with her unpaid credit card bill and last week she received a demand letter from a certain collection agency to pay a certain amount or else they will file litigation in court.

My question is...since my cousin is certainly not the only person facing such kind of problem, is there somebody here in istorya who has been facing court litigation with regards to unpaid credit card bills? naa bana gi priso tungod ani?

What could be the best remedy for this if person involve could not really pay the bills at the moment?

thanks for your help.

[spoken]

wla napriso sa utang...

[celest001]

akong ate before kay nka sulay ana..nya giingnan cya sa akong cousin na lawyer na dli mahadlok ana kay dli raw ma priso..pero iya gi buhat hatag lng cya 500 every month kay na hadlok cya bacn ma trace nya sya sa iya gi trabahuan nya ma taktak kay dli good example sa students..so mao to ala na cya pirmi tawagan para singilon..

[8_cRawlin_baby_8]

walay napriso, bisag mag-abot pa mo sa husgado, pabor gihapon sa imong cuz ang decision. og moingon imong cuz P1k ray makaya ibayad aw mao ra sad jud nay ipabayad.

ma block list lang nang imong cuz sa mga banks. di na sya kasayon sayon og loan, etc...

[spoken]

akong ate before kay nka sulay ana..nya giingnan cya sa akong cousin na lawyer na dli mahadlok ana kay dli raw ma priso..pero iya gi buhat hatag lng cya 500 every month kay na hadlok cya bacn ma trace nya sya sa iya gi trabahuan nya ma taktak kay dli good example sa students..so mao to ala na cya pirmi tawagan para singilon..

hangtod kron wla na cya cge tawagi?

[jntio]

png hadlok rana cla taman bro. tnuod wla na priso ug utang bsta wla lng ka mangilad. jeje

[umpa-lumpa]

dili ra ma priso oi..panghadlok ra na, nya if ever pa adtuon sa korte, ang CC company ug ang naa utang ky ipa atubang mn cguro ug judge..nya sabot sabot dayon..ikaw ky nangutang mn gyd ka, dapat sd responsible ka sa imo mga utang, so ingna lang ang cc company nga willing gyd ka mu bayad kaso dili nimo ma bayaran dayon ang utang ky wa kay kwarta..saboton lang nmo nga im willing to pay 500 a month, mao ra akong kaya...well ang cc company, wala nay mahims ana...maayo nalang na kaysa dili gyd mu bayad...

[lomotel]

thanks a lot for all your inputs

my cousin is not in good financial situation right now that's why she can't pay even the minimum amount. I know that we are responsible for what we owe but there will really come a time wherein we face financial problems...anyway lesson learned is STAY AWAY FROM CREDIT CARD..if possible

[LoBo]

as far as i know wla pako kita naa na priso.

[dubioz]

You can probably get a better settlement in court. Ang problema ang credit rating....