Luther did not know what St. Paul meant by that word faith. He thought it meant confidence that the
merits of Christ apply to me -- there is no scholarly support at all for this.
Instead Paul means:
1) belief in God's revelation'
2) confidence in His promises;
3) obedience to His commands (Rom 1:5) , all done in love.
Very different from Luther.The very basis of his church is gone.
Even St. Paul talks similarly at times; for instance, in Romans 2:6-13: "He will repay to every man according to his works ... For not the hearers of the law are just before God, but the doers of the law shall be justified." As we will explore later, St. Paul does not mean that works earn salvation-but violations of the law can earn eternal ruin.
Thus, St. Paul does not disagree with St. James, but his use of the word faith is much broader. By faith, Paul means
total adherence of a person to God in mind and will. This, in turn, implies several things: If God speaks a truth, we believe with our minds. This is the sense St. James had in mind (see 1 Thes. 2:13; 2 Cor. 5:7). If God makes a promise, we are confident He will keep it (see Gal. 5:5; Rom. 5:1; 1 Thes. 5:
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. If God gives a command, we obey (see Rom. 1:5). And all should be done in love (Gal. 5:6).
In contrast, the Lutheran Augsburg Confession taught (20:23), "Faith does not mean knowledge of an event ... it means a faith which believes ... also in the effect of an event, namely ... the remission of sins, i.e., that we have, through Christ, grace, righteousness, and remission of sins."
Modern Protestants often express this as meaning that one takes Christ as his personal Savior, or, has confidence that the merits of Christ are credited to his account. It is as if there were a ledger with a credit and a debit page for each man. If he "takes Christ as his personal Savior," he can write on the credit page the infinite merits of Christ. On the debit page go his sins: past, present and future. Of course the balance is always more than favorable.
Hence, they see no need for confession, no need even to make an act of contrition even out of love. Protestants believe that Jesus paid in advance for one's sins, and nothing more needs to be done. Hence, Luther wrote to his associate Melanchthon, "Sin greatly, but believe more greatly."113
Luther has been unjustly maligned for saying this because it sounds as if he encouraged sin, which he surely did not mean to do.
What he meant was that no matter how much you sin, you need do nothing to gain forgiveness except believe that Christ paid the bill in advance. You are infallibly saved.Â* I dont think this is what Saint Paul meant.Â*