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  1. #291

    "don't need a credit card"--- mao ni akong isulti

  2. #292
    yeah!! PPL - DANVIL noh

    super kulit kaayo na mga people dinha! they said they will just take 30-45 mins of your time but 2 hours diay to! dili jd ka i-let go nila not unless if mo kuha ka ug insurance nila.. nigsulod nimo sa ila office diha dapit sa otto na sapatosan mo offer na cla ug drinks nimo, then naa pd na give away cla.. ingon cla way pugsanay pero ang ila gi buhat kay murag walay balibaray pud.. they will get a lot of personal info sa imo para maggamit sa pagconvince nimo mo kuha ug plan.. mo ask pd cla if pila kabuok imo credit cards then salary nimo if you working na then naa pd na cla char2x na what are your dreams and how can you achieve your dreams through savings daw.. saving diay to sa ila company.. they will just introduce a little of their company mga 5-10 mins tingali to.. then the rest of the time na ingon cla 45 mins kay convince2x which will lead to longer time mao na ni about ug 2 hours.. matingala nalang ka na naa mo kalit ug pak2x in the middle of the discussion with the agent assigned to you kay diay to naa na diay ni kuha ug insurance nila.. dha na cla magstandby sa may bdo dapit.. if mo ask cla nimo naa mo credit card.. ayaw cla tagda or if kulit ingna wala.. para end of story..

  3. #293
    nabiktima nako ana. my worst experience in SM.
    hangtud karon naa gihapon na cla dra.

    i wish and hope nga magtarong na cla ug explain sa ilang customer.
    dli dalidali-on pa decide. maayo raba kaayo na cla mo dala ug explain.

  4. #294
    i just tell them im not interested....

  5. #295
    UP, para naa daghan ma-aware.

  6. #296
    super kulit kaayo na mga people dinha! they said they will just take 30-45 mins of your time but 2 hours diay to! dili jd ka i-let go nila not unless if mo kuha ka ug insurance nila.. nigsulod nimo sa ila office diha dapit sa otto na sapatosan mo offer na cla ug drinks nimo, then naa pd na give away cla.. ingon cla way pugsanay pero ang ila gi buhat kay murag walay balibaray pud.. they will get a lot of personal info sa imo para maggamit sa pagconvince nimo mo kuha ug plan.. mo ask pd cla if pila kabuok imo credit cards then salary nimo if you working na then naa pd na cla char2x na what are your dreams and how can you achieve your dreams through savings daw.. saving diay to sa ila company.. they will just introduce a little of their company mga 5-10 mins tingali to.. then the rest of the time na ingon cla 45 mins kay convince2x which will lead to longer time mao na ni about ug 2 hours.. matingala nalang ka na naa mo kalit ug pak2x in the middle of the discussion with the agent assigned to you kay diay to naa na diay ni kuha ug insurance nila.. dha na cla magstandby sa may bdo dapit.. if mo ask cla nimo naa mo credit card.. ayaw cla tagda or if kulit ingna wala.. para end of story..

  7. #297
    C.I.A. elvishtattoo's Avatar
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    dili nako tagdon uy. samok baya kaau, mag cge sunod2.

  8. #298
    yeah!!! samok au na cla woie!!! annoying ka.au....
    ambot kung ngano g.sugtan na cla sa SM woie!!!

  9. #299

    Default danvil

    i also experienced this at sm dapit sa surplus. niingon jud tong tambok nga girl naa ba daw koy credit. i said yes then niana sha "Congratulations Ma'am" then she offered a hand. pero la ko nakig shake hands niya. nilakaw ra mi sa ako bf. then iya jud ko giingnan dako kaayo shag tingog " arte nimo maam oi, nag sanitizaer man ko!" atay kaayo ako jud giduol then ako sha giingnan "i know what u are, i know what u guys are doing. i just dont like touching ur hand. u might have aids! and i dont have transactions with you." lol!!! gi-englishan jud nako. gipugngan nlng ko sa akong uyab hahaha!!!

  10. #300
    anah!!!! juldeta au kah mam!!! pak2!!hehe
    check mansad... annoying au na cla!!!
    mayta naa m.buhat nag SM ana nla woie!!!

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