Are you familiar about Philam life?

[jabez_rmc]

bro suggestion...ayaw lang usiki imo 20K oi..

be calm, breath, and keep cool..


what you do..seat down with your broker or go to their office directly and have the mode of payment changed according to your preference..also proceed to ask questions regarding to your other needs...

PHILAM is not bad..ok ra man cya..

[jabez_rmc]

I'm not from PhilAm pero Nindot man ng PhilAm, buhi man gihapon na sila. Hehehe!. Diha nimu makita ang usa ka stable na company if kung agion ug grabe bagyo, buhi gihapon.

Unsa may reason na i stop nimu?

Mao na madaot ang name sa company kay ang ilang agents mismo sayon2x ra ug papalit ilang client without letting them teach first.
Quotahan man gud na ang mga agents mao na murag mamugus ug push nimu bisan dili nimu need ang plan. Dili ka tagaan ug time to think bah. Mao na madaot sad ang name sa usa ka Company tungud ra sad sa ubang agents na "COMMISSION" ray gi apas dili ang mission.

im not an agent brodix..peo yaw lang pud generalize...luoi pud mga agents nga naningkamot pud...peace

[lorenzoleo]

im not an agent brodix..peo yaw lang pud generalize...luoi pud mga agents nga naningkamot pud...peace

Lagi there are some agents that are good but mostly akong nakita na mga agents kay inig tanaw pa lang imu sa ilang mata murag commission na ang gi apas. Kahibaw ka na ma klaro na sa mata sa tao kung mission ba or commission ra ang gi apas? Mao na kung naay mu discuss nako ug something ako jud na totokan ang mata. Hehehe!

[LAlmond]

thanks. very useful information.

[©harlie M©]

Ok rman guro ning philam, k mao ni akng insurance krn.....

[johnnyx3m]

thanks sa mga advice mga bro.........im really decided nga ipaterminate.
possible man na right? this is just my first year....

[fleur_66]

So far para nako ok man ang philam life member man gani ko, stable pa kaayo sila.

[Ironwood_Cebu]

visit their office and of course you can always terminate it. walay makapugos nimu bro to pay something against your will. tell them you have changed your mind and thinks you cannot handle the succeeding payments. sugot ra man na sila, dipa sila ana, kita na dayun sila sa imu 20k.

lesson learned here... (1) ayaw dala sa inyu credit cards when you have no specific thing to buy in the malls; (2) ayaw decide right at the moment, ayaw padala anang dali-dalion ka sa ahente, gadali lang na sila kay gaapas sa ila comm; (3) in every contract, you can always have a way out... dili pwede nga mapreso ka in something nga supak sa imu kabubut-on.

i suggest bro to visit philam mentras sayu pa. ok? hope this helped.

[johnnyx3m]

visit their office and of course you can always terminate it. walay makapugos nimu bro to pay something against your will. tell them you have changed your mind and thinks you cannot handle the succeeding payments. sugot ra man na sila, dipa sila ana, kita na dayun sila sa imu 20k.

lesson learned here... (1) ayaw dala sa inyu credit cards when you have no specific thing to buy in the malls; (2) ayaw decide right at the moment, ayaw padala anang dali-dalion ka sa ahente, gadali lang na sila kay gaapas sa ila comm; (3) in every contract, you can always have a way out... dili pwede nga mapreso ka in something nga supak sa imu kabubut-on.

i suggest bro to visit philam mentras sayu pa. ok? hope this helped.

salamat kaayo bro...this helped a lot.
unsay first nko buhaton? ok ra manawag sa ko?
or dretso nlng ko?

[HenryLiwanag]

bro,
what type of plan ang imong nakuha? do you have your policy already?
need such info to better know your options. am sure though your can just stop it kay wala man kay obligations nila for this.

chances are ang imong nakuha is their "aspire" nga product which is not an insurance but a pre-need product.