Are you familiar about Philam life?

[johnnyx3m]

---

Hi,
naa unta ko hinanaing bah... hihi...

naa man gud insurance plan sa Philam, ni palit ko. But the way they explained to me is, monthly daw ang iyang payments, pero dili diay. ilang giswipe sa akong credit card!!!!! good for 1 year... so bali akong utang sa Credit card is approx. 20k!!!!!!!!! shet oi....

Right now, to those familiar ani... or kasulay na...
Can i terminate this?

i mean bahala natong 20k, ako tong bayran, pero gnahan njud nko ni i-stop.

please advice....tnx

[kapartner mo]

Diba nag sara naman ang philam life?? Dko sure ha, pero i think nabalita na na.

[Rafalga]

Sa SM ka gi approach ng agent ani Bro?

[wealthyhead]

Diba nag sara naman ang philam life?? Dko sure ha, pero i think nabalita na na.

I'm not from Philam but I think they're doing ok.

TS: If you have signed something I hope it did not say there "non-refundable" ?
Try to check.

lesson here: don't rush anything, especially when you don't have any knowledge yet.

[johnnyx3m]

I'm not from Philam but I think they're doing ok.

TS: If you have signed something I hope it did not say there "non-refundable" ?
Try to check.

lesson here: don't rush anything, especially when you don't have any knowledge yet.

yes bro, first tym man ko ni gud... nakalearn jud ko ana nga lesson.
ok raman unta nko basta deferred payment lang...grabeh interest oi.

ok ra nko bahala non refundable, basta gnahan lang ko ni i stop.

[johnnyx3m]

Sa SM ka gi approach ng agent ani Bro?

dili bro...nanawag raman ni sa office.

[Rafalga]

ic. Paki review nalang pud ang mga papeles bro, try to check if naa ka lain options

[knight007]

bro, sayang pod ang plan if imo lang iterminate. As i know, on the first year kay wala pa nay cash value imong insurance policy. you can always ask philam's customer service to change your mode of payment into monthly basis. i used to sell insurance pod before, and pwede ra man monthly labi na if Auto Debit sa imong credit card. Sign lang ka og policy amendment form ana bro.

[bacardi_09]

bro maypa mag manulife ka... so far wala problema manulife and think cla na ang leader krn after being 2nd on the list worlwide. filam life as far as i know after enjoying years number 1 turned out to be 10th na cla krn worldwide... nindot ang manulife comapny bro kai comodity ang base nila mao strong ayo cla.

[lorenzoleo]

I'm not from PhilAm pero Nindot man ng PhilAm, buhi man gihapon na sila. Hehehe!. Diha nimu makita ang usa ka stable na company if kung agion ug grabe bagyo, buhi gihapon.

Unsa may reason na i stop nimu?

Mao na madaot ang name sa company kay ang ilang agents mismo sayon2x ra ug papalit ilang client without letting them teach first.
Quotahan man gud na ang mga agents mao na murag mamugus ug push nimu bisan dili nimu need ang plan. Dili ka tagaan ug time to think bah. Mao na madaot sad ang name sa usa ka Company tungud ra sad sa ubang agents na "COMMISSION" ray gi apas dili ang mission.