Stocks and mutual funds?

[indie]

---

nice thread.
informative!

[pidok dorig]

[quote="annais"]@harrykevin

dude, will PM pag ready na. we're eyeing Philippine Equity Partners (dating Merill Lynch). my friends and i intend to get san miguel shares since kung tanawon nimo ang iyang trend, it's among the very few na stable. it's not ethical to post these things here... basta i-PM nya tika.

annais:
bro i-pm sad ko apil bi. I'm interested to join with you together w/ the other guys. Dugay nasad ko ganahan mo apil ani nga biz. Just want to start a small investment muna while studying it first para dili sad kujaw in case malugi.
Hope to hear from you soon...

[bRIX99]

does anyone here tried philequity?

[annais]

does anyone here tried philequity?

my tita recently invested in PhilEquity Fund and she got me to thinking about this. maybe the information below could be valuable to anyone who may be interested.

Minimum Initial Investment: P5,000
Minimum Additional Investment: P1,000
Sales Load Fee: 3.5% (max) of value of investment
Exit Fee: 2% if redeemed on the first year; 1.5% on the second year; none if redeemed after the second year.

how and where to begin:
1. Make your investment though any eBiz branch:
Bacolod: Dr. 7 Iris Commercial Bldg., Araneta St
Cebu: Shop 120, Raintree Mall, 528 Gen. Maxilom Ave.
CDO: Pelaez Commercial Arcade II, R. N. Abejuela cor. Rizal St., Divisoria
Davao: Dr. 3 Mitre Bldg cor San Pedro and Bolton Sts.
GenSan: Dr 10 Chu-Santos Bldg., J. Catoliko St.
Iloilo: No. 146 J.M. Basa cor Arsenal St.
2. Acknowledge you have understood your investment thorugh an acknowledgement form
3. Fill-up a simple investment application form; and
4. Pay documentary stamps tax separately (tax rate is P1.00 for every P200)

[bRIX99]

@annais

how's her investment so far?

[Davs]

kalinaw
i just want to ask how can you say that this share is good to invest.
for example naay sell nga share from this company. how do you say na mag invest ako dito kasi its potential?
please give some info. thanks

[fd]

bump ko ani nga thread para mabasa nako ugma..
=)

[kalinaw]

i just want to ask how can you say that this share is good to invest.

Hangtod karon deli pa gihapon ko ka ingon nga ang akong gipalit nga stock is good invest. Kung unsa man gani resulta, i simply call it malas or buenas.

for example naay sell nga share from this company. how do you say na mag invest ako dito kasi its potential?
please give some info. thanks

Kung ang kumpanya nag release ug PR nga daghan kaajo silang contract nga naa pipeline plus maajo ang ilang earning for the past Q then daku kaajo gyud ug potential ng kumpanya. Kung ang kumpanya nag develop ug teknology nga way ahead sa uban then daku kaajo ug potential. Kung ang produkto gigamit sa kadaghanan ug gi suportahan sa govt then daku kaajo nag potential..... etc.. etc.. etc.

HTH

[rowell83]

PAMI encourages people to invest in mutual fund
By Ehda M. Dagooc
The Freeman 02/07/2006

An ordinary person can now participate in the high-yielding capital market, as the PhilAm Asset Management Inc. (PAMI) is promoting savings and investment for the majority.

"Investment is not only for the rich. This should be the mindset of every Filipino," said PAMI president and chief executive officer (CEO) Alberto Emilio V. Ramos.

For as low as P5,000 capital one can already participate in a high-yielding investment instrument through mutual fund.

PAMI offers a low P5,000 mutual fund one-time placement, which is expected to grow to P6,099.52 in a 12 percent annual net yield. On a 15 percent yield, the P5,000 base investment will grow to P19,671.52 on the 8th year basing on a 15 percent interest rate.

"We are promoting wealth building attitude especially for the young professionals. We are seriously pushing savings program so that people especially in the Philippines will be disciplined in their money management and have enough back-up for the future," Ramos said.

Unlike in other countries, mutual fund, as a savings vehicle is one of the most popular vehicle for building wealth or savings. But it is different in the Philippines. Mutual fund is not yet widely accepted here, especially in the mainstream market because of the impression that only those who have extra money can throw investments to mutual funds.

Mutual fund investment is one of the popular investment instruments in developed countries like United States and Europe. In the Philippines, although this instrument had been there for a long time now, the mainstream market still has to appreciate this high yielding investment channel, he added.

Ramos emphasized that instead of putting money in the bank, which usually offers an average of three percent interest rate excluding tax deductions, people should put their money into mutual fund which is giving higher rate-tax free.

Aside from the young professionals, Ramos said there is also good market mutual fund investment in the Overseas Foreign Workers (OFWs).

Economists observed that bulk of the money remitted by OFWs is now being saved. Last year, about US$10.3 billion was added to the Philippine economy through remittances.

Earlier Economic Planning secretary Augusto Santos said that the OFW families appear to be saving money as reflected in the rise of in the growth rates of financial services in the third quarter at 15.6 percent compared to nine percent compared to the same period last year. This is seen to boost growth in consumption and investment this year.

Last year, PAMI Bond Fund gave a return of investment to its investors a 12.28 percent interest (tax-free) for investments, much higher than about three percent interest rates (without tax) offered by savings deposits in the banks.

PAMI is wholly owned by Philamlife, the largest insurance company in the country and is a member company of the American International Group (AIG). AIG is a world leader in the field of diversified finance.

[fd]

Who knows about SunLife Mutual Funds here?

I am confused with a lot of MF that they are offering. Plus I don't know which one yields a higher interest.

Here are the MF:
Bond Fund
Balanced Fund
Philippine Equity Fund
Money Market
Government Securities Fund


I am starting to invest on such fund but currently confused on which fund is better.
If you can provide a graph to each fund (Interest vs Risk; Capital and interest in years) it would be better.

Thanks