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  1. #21

    Bro, ang mu sukol anang 10% per month kay ga pa klaro lang na ga lisud. It's up to you. Bisan pag nay promissory note, if magpa gahi ug ulo! gahi gyud ug ulo!

    It's up to u, start small sa lang if employed ra na imo pahulman.

    Do keep us updated if na unsa naka dira...hehe!

    -fellow lender

  2. #22
    Quote Originally Posted by Emzs View Post
    @reaper
    i prefer manual records
    Of course manual records is necessary, this will serve as your evidence. The program was just a tool to help you analyze your business and do instant decision making by viewing your records .

    Bisan unsa pa guro ka automated ang lending, kining duha dili gyud ni mawagtang and it will pile up your cabinet. heheeh.
    1. Promissory note
    2. Receipts

  3. #23
    Quote Originally Posted by tallthel View Post
    start btaw sa mga kaila sa ky dha na ka maanad den mka balo na ka kaau unsaon jd....
    Ayaw lang pod kaayo salig sa imo kaila kay sa akoa experience, daghan na kaila nag ni tumbling. Ambot lang gyud.

    Although it's a good start nga imo gyud kaila but you have to set a "strict rules" that all your client should follow. Ayaw sugot anang renew to a bigger amount, dapat naa kay limit. In case mo renew siya dapat on limit gihapon. Ang uban raba kay mo loan ug gamay, dayon kung makabayad na ug katunga, mo loan ug double, then inig katunga napod, double napod hangtod maabot 100k, layas dayon.

  4. #24
    Gamya lang ang interest pud para y gaba mu abot! hehe!

  5. #25
    mao sad bitaw ako na kulbaan ang gaba.
    pero business is business man siguro ngano man lagi nang mga indian. walay man lagi gaba. ^_^

  6. #26
    Naa na silay gaba ui! wala lang ta kabaw...

    anyways bro, ako style para iwas gaba kay
    5% ra gyud ako maximum.
    Be flexible.
    Give a percentage of ur earnings to charity.

    musta naman imo lending bro? any updates?
    Last edited by pogy_uy; 04-06-2009 at 04:28 PM.

  7. #27
    Sir same ta noh. newbe sad ko ani nga business(lending), start ko ani nga business sa work. with the intension of only to help others who is really in need. so naay ni dool nako kay need siya money. if by instinct and by minimal knowing him maka release ko ug 10 k pero f duda ko 5 k ra. kuha ATM then 5 % ra ako interest basically for 5 to 6 months to pay, makagaba nang 20 % plus per month, ga lisod na imo pa lisod lisoron. ok nanang 5 % uy. like ako b4 start ko 60 k capital now 4to 5 months na abot na ug 100 k ako na release with again just to help. so far may pa ako katulog hehhee... wala ni permit ako kay mga kaila raman. as of the momment no plan mo legal kay not enough pa ang capital nako! nya young pako focus pako work anyway im still 23 yrs old. karon planning to loan sa bank kay mo invest kug new venture nga ako na discover.

    so ikaw sa mo dool lang nimo nga kaila or mo tap kag kaila nga ga work company. then kaw na bahala..

    GUYS DILI KO PA LOAN DIRI ISTORYA KAY KAILA RA NAKU! SORRY

    thats all.

  8. #28
    just want to share something I learned regarding debts.
    borrowing money often isn't the answer of most people. borrowing money was originally designed to help serious business people start their venture. but most people right now borrow money because nagasto man ang money sa wants instead sa needs. instead of borrowing money, its better to have extra income.

  9. #29
    Quote Originally Posted by jbda View Post
    Sir same ta noh. newbe sad ko ani nga business(lending), start ko ani nga business sa work. with the intension of only to help others who is really in need. so naay ni dool nako kay need siya money. if by instinct and by minimal knowing him maka release ko ug 10 k pero f duda ko 5 k ra. kuha ATM then 5 % ra ako interest basically for 5 to 6 months to pay, makagaba nang 20 % plus per month, ga lisod na imo pa lisod lisoron. ok nanang 5 % uy. like ako b4 start ko 60 k capital now 4to 5 months na abot na ug 100 k ako na release with again just to help. so far may pa ako katulog hehhee... wala ni permit ako kay mga kaila raman. as of the momment no plan mo legal kay not enough pa ang capital nako! nya young pako focus pako work anyway im still 23 yrs old. karon planning to loan sa bank kay mo invest kug new venture nga ako na discover.

    so ikaw sa mo dool lang nimo nga kaila or mo tap kag kaila nga ga work company. then kaw na bahala..

    GUYS DILI KO PA LOAN DIRI ISTORYA KAY KAILA RA NAKU! SORRY

    thats all.
    Nice gyud na imo diskarte bro/sis... even though kaila nimo u still get their ATMs. Good Luck on your New venture. As for me, halos na tanan network of friends and acquaintances nako ako na g.paloan may it be business loans or salary loans. That's why this year, ni venture napud ko into lending to people i dont know but have a current business going on or mga seaman na nay current contracts.

    I started this when i was 17 yrs old and now 25 yrs old nako i'm planning next yr to have my business go legit. hapit naman sad ko maka reach sa minimum capital for a lending company.
    Last edited by pogy_uy; 04-07-2009 at 10:22 AM.

  10. #30

    Default asa ta puede mo-loan ug 30k?

    bro, puede ko ask kng asa ta kta magpa-loan ug 30K nga gamay ra interest?

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