well sis...IF I UNDERESTAND what you are SAYING....you can afford it since you are netting around 3T usd a month with the sweldo and the allowance...sus eh di go! spend! spend! spend!
but i still think you have a problem that you are masking.
as long as di ka mabaon sa utang at wala kang sinasaktan like your children's future.... my opinion is... who cares?