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  1. #21

    hahay samok btaw usahay pro unsaon man nga nakagamit man jud ta sa card pud, paet.

  2. #22
    mura ana jud na ila way kay mao man poud gsugo sa ilaha

  3. #23
    C.I.A. Platinum Member chadix24_7's Avatar
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    ingon ana sila ka grabe mang harass kay when you pay, makakuha na sila ug commission.

  4. #24
    bitaw, thank God i'm no longer suffering from any liabilities sa credit card. ako najud gipaclose tanan.

    there are collection agencies pa jud who take the front of a Law Office, para kunohay mas mahadlok ang ila client.

    and plus, when they are asking for attorney's fees, Hello! they are not actually attorney's fees but taking the form of fees for the collection agencies.

    so, if you're going to make an agreement with them. bargain to the max, and pay only the ones you have actually acquired from the credit card, bahala na ang interest, kay normally i waive lang na nila

  5. #25
    C.I.A. Sol_Itaire's Avatar
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    there's this blogger from davao who's quite popular. he talks about credit card debt issues and in his blogs he mentions that it is illegal for collection agencies to pose as law firms.

  6. #26
    bottom line is NO EXCUSES...pay your bills...companies don't care for the reason. business is business. u pay what is due to them. if u're not sure u can take care of ur bill then don't get a credit card. plain and simple.

  7. #27
    Tama, if we use that money, we are obligated to pay. imagine lang pud ta kung ktay nagpautang unya 3 months na dili ta bayran, magbagotbot pud ta sigurado na.

    If incase you can not pay your creditor, Don;t run and hide. Talk to them, let them know your situation, let them understand that you are all willing to pay but don;t have the capacity now because jobless ka. help them help you restructure your loan and agree on what is the beast term, otherwise haraason gyud ka kung ikyas-ikyas imong style.

  8. #28
    Tama, if we use that money, we are obligated to pay. imagine lang pud ta kung ktay nagpautang unya 3 months na dili ta bayran, magbagotbot pud ta sigurado na.

    If in case you can not pay your creditor, Don't run and hide. Talk to them, let them know your situation, let them understand that you are all willing to pay but don;t have the capacity now because jobless ka. help them help you restructure your loan and agree on what is the best term, otherwise haraason gyud ka kung ikyas-ikyas imong style.

  9. #29
    maayo unta if kita tanan dili mobayad sa atong mga utang. hehehe

    pero if dili ta mobayad, maparehas ta sa US, mo crash gyud ang economy, daghan mawagtangan ug trabaho. modaghan ang mangayo ug limos sa kadalanan, daghan riot, mosaka ang crime, daghan ang magkutoy ang tiyan.

    hehehe, if daghan wa trabaho, mobarato pud tingali ang cellphones, pero dili gihapon ta ka afford kay wala man ta trabaho.

  10. #30
    ang style ani change ur phone no. amo dri, naa nay moanhi sa balay, wla ra gani ko, basta dli mi mo pirma n we can pay man jud, dli lng mi ganhan mo bayad, if they want our money come and beg to us

    ma bad debts rana madugay, believe in me

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