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  1. #1

    Default Who Wants to Apply Non-Collateralized Flexible Loan in an ATM Card


    *Credit decision as fast as 24 hours
    *Interest as low as 1.6%
    *Collateral-free
    *Flexible terms

    The Personal Loan in an ATM Card


    PSBank Money Card

    The enhanced PSBank Money Card is the first and only collateral-free personal loan product with the flexibility of a revolving credit line and a fixed term loan. It provides customers access to day and night banking from hundreds of ATM machines.

    Revolving credit is a type of credit that does not have a fixed number of payments. The amount you can borrow decreases or increases depending on how much you have repaid. In a term loan, one is required to make periodic payments usually over a certain fixed period. With Money Card, you can choose between 24 and 36 monthly amortizations.

    Product Features

    Credit Facility: Revolving Credit Line and Fixed Term Loan
    Loan Amount: up to Php 250,000.00
    Loan Term: 24 or 36 months
    Minimum Monthly Repayment: Php 500 or just 5% of monthly outstanding balance + over limit amount (whichever is higher). Amount paid becomes part of the available credit line.
    Interest Rate: 1.6% add-on rate for the Fixed Loan Term. 2.5% interest rate for the Revolving Loan.
    Form of Payment: 1. Over-the-counter at any PSBank branch nationwide. 2. PSBank, Metrobank, and BancNet ATMs nationwide for clients who have deposit accounts in these banks 3. Via PSBank Remote BAnking for enrolled and activated PSBank accounts. 4. Client-initiated deduction/debit from PSBank deposit account only.


    Ang nakanindot ani niya.. kay if pila imong gi withdraw/gi loan mao ra pod ang naay interest... dli ang tibuok amount or ang principal amount ang naay interest.... gawas kun imong i-withdraw ang tanan sulod sa ATM card... or credit line.

    For example: ang na approve sa loan kay 50,000 then ang imong gi-withdraw/loan kay 30,000... so ang 30,000 lang naay interest na 1.6% which is payable on terms... 12, 24 or 36 months.... then you don't need to re-apply your loan after nimo ma impas og bayad.... kay ang imong gibayad... pwede ra pd nimo ma loan og balik....

    Requirements:

    NBI Clearance/driver's license/passport (1 photocopy)
    Company ID
    ITR
    Credit Card statement (must have, pwede ra dli latest)


    Those who are interested to apply, please text at this number 0928-9924035 coz i'm just helping her...

    Thanks...
    Last edited by edshark; 03-16-2009 at 11:16 PM.

  2. #2

  3. #3
    up... & thanks to Mr. Ferrer.. hopefully ma-approve..

  4. #4
    hi, kinahanglan jud ang ITR? i lost mine man gud.

  5. #5
    up for tonight.. para makita sa mga interested mag loan..

    @ jenny_phoebe: hello.. kinahanglan jd ang ITR mam.. pwede ra mn ka ana maka request magpa re-print lng..

  6. #6
    naa dawat ni sa mga easy payments incase mupalit kag appliances?

  7. #7
    Quote Originally Posted by Ronn926 View Post
    naa dawat ni sa mga easy payments incase mupalit kag appliances?
    replied to your pm bro.. with sample computation...

    if plan ka mopalit appliances bro.. pwede ra ka mag widraw og cash.. which is 2.5% ang interest (mas lower compared sa mga Credit Cards), one good thing is wlay charge inig withraw nimo sa PSBank.. unlike sa CC nga 300-500... if dli makaabot og 1 month mabayaran na nimo.. ang counting is per day..

    for example: withdraw ka og 10,000.00 then after 10 days bayaran nimo
    here's the scenario

    10,000 X 0.025 / 30(1 month) = 8.33 per day

    since after 10 days bayaran nimo so, 8.33 X 10(days) = 83.00 + 10,000
    so, you only pay 10,083.00

    thanks for asking...

  8. #8
    up for this weekend, para makita sa mga nagkinahanglan mo loan...

  9. #9

  10. #10
    hi..naanay na approved ani na storyans?..

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