*Credit decision as fast as 24 hours
*Interest as low as 1.6%
*Collateral-free
*Flexible terms
The Personal Loan in an ATM Card
PSBank Money Card
The enhanced PSBank Money Card is the first and only collateral-free personal loan product with the flexibility of a revolving credit line and a fixed term loan. It provides customers access to day and night banking from hundreds of ATM machines.
Revolving credit is a type of credit that does not have a fixed number of payments. The amount you can borrow decreases or increases depending on how much you have repaid. In a term loan, one is required to make periodic payments usually over a certain fixed period. With Money Card, you can choose between 24 and 36 monthly amortizations.
Product Features
Credit Facility: Revolving Credit Line and Fixed Term Loan
Loan Amount: up to Php 250,000.00
Loan Term: 24 or 36 months
Minimum Monthly Repayment: Php 500 or just 5% of monthly outstanding balance + over limit amount (whichever is higher). Amount paid becomes part of the available credit line.
Interest Rate: 1.6% add-on rate for the Fixed Loan Term. 2.5% interest rate for the Revolving Loan.
Form of Payment: 1. Over-the-counter at any PSBank branch nationwide. 2. PSBank, Metrobank, and BancNet ATMs nationwide for clients who have deposit accounts in these banks 3. Via PSBank Remote BAnking for enrolled and activated PSBank accounts. 4. Client-initiated deduction/debit from PSBank deposit account only.
Ang nakanindot ani niya.. kay if pila imong gi withdraw/gi loan mao ra pod ang naay interest... dli ang tibuok amount or ang principal amount ang naay interest....
gawas kun imong i-withdraw ang tanan sulod sa ATM card... or credit line.
For example: ang na approve sa loan kay 50,000 then ang imong gi-withdraw/loan kay 30,000... so ang 30,000 lang naay interest na 1.6% which is payable on terms... 12, 24 or 36 months.... then you don't need to re-apply your loan after nimo ma impas og bayad.... kay ang imong gibayad... pwede ra pd nimo ma loan og balik....
Requirements:
NBI Clearance/driver's license/passport (1 photocopy)
Company ID
ITR
Credit Card statement (must have, pwede ra dli latest)
Those who are interested to apply, please text at this number 0928-9924035 coz i'm just helping her...
Thanks...