Mga Cebuano proud ba ni Winston Garcia?

[giddyboy]

---

unya unsa man nahimo ni garcia, iya napakanaug ang meralco bill?
nahilum man lagi sya? papogi ra to uy, tuo sad mo dayon.

the issue is not only "napakanaug ba niya" ang meralco bill, but more on pressuring not only meralco to be more efficient but also issues w/ other power players like Napocor and IPP's, and giving awareness sa kabuang sa meralco to their customers so that concerned authorities and the consumers will act on the matter on their own capacity. and those were already been discussed na. Enumerated pa man gani.

here's an example sa resulta sa noise ni Winston and the joint congress committee:

The Manila Times Internet Edition | TOP STORIES > Meralco deprives consumers low rates–Napocor

Nag kinto na rn ang Meralco...

and with this latest news, napanaug pre oi. di ka motuo? dia ra ay:

The Manila Times Internet Edition | TOP STORIES > Meralco lowers electricity rates in June

now here's something gipang hambog na rn sa Meralco:

"the distribution rate to a Meralco residential customer using 200 kilowatt-hours a month is only P1.37/kWh, among the lowest in the Philippines.

For a consumer using 200 kWh a month or less, the distribution rate in Cebu is P1.47/kWh, in Davao P1.64/kWh and in Cagayan de Oro P2.04/kWh—all higher than Meralco’s. Households that use up to 200 kWh a month account for 77 percent of all Meralco residential customers."
---Inquirer Opinion, Meralco rates cheaper for small consumers, 7/10/08

NOW u tell me kung dili katuohan ug papogi ra...

[cdburgh]

of course, kini cla kontra-gusto gyud ky cla man ang apektado. Ang mga manguhaay ug insurance mao ang malipay. ngano? From P900 plus we spend for CTPL from these overpricing private insurers, we will now spend only P575 if CTPL is incorporated na sa LTO. usa pud, convenient nlng kaayo ky when u renew ur car's registration coz sa LTO ra ghapon ka kuha sa CTPL. other than that, u will lessen the risk of getting bogus insurance.

i know about 10,000 private insurers of CTPL will be affected once this new CTPL scheme will take effect. But asa man ka, welfare sa 10,000 or welfare sa tens of millions of private & public transport owners?

it is about time that abuses in the form of overpricing and bogus policies from these insurers will have to stop. ky if these will still continue, wala tay mahims ky COMPULSORY man. it's about time gov't will step in.

if we say this is monopoly, well let the private insurers prove to us first that they can bring down their rates at par with P575 which the new scheme can offer...

of course, GSIS can afford to bring it down to 575. ilaha na gud tanan ctpl, sila na gud nag monopolize.
makita ra bitaw unya unsa klase nga service ang mahatag sa GSIS inig claim ninyo sa ilaha. kagidlay man gani sila service sa pipila ra ka retirees, ang million-million pa kaha nga vehicle owners. tagbaw gyud mo huwat inig claim ninyo sa insurance.

[giddyboy]

of course, GSIS can afford to bring it down to 575. ilaha na gud tanan ctpl, sila na gud nag monopolize.
makita ra bitaw unya unsa klase nga service ang mahatag sa GSIS inig claim ninyo sa ilaha. kagidlay man gani sila service sa pipila ra ka retirees, ang million-million pa kaha nga vehicle owners. tagbaw gyud mo huwat inig claim ninyo sa insurance.

u have a point there. ang claims. Abangan nlng...ky as of now, we can't pre-judge unsay resulta nga serbisyo ila mahatag.

[cdburgh]

u have a point there. ang claims. Abangan nlng...

mao gyud pre.
sa akoa, para fair unta sa mga insurance companies, ilaha unta gipa-bid tanang insurance companies para centralization sa issuance sa ctpl. moreklamo gyud ang ubang insurance companies kay ila ra man gi-assign sa GSIS. ang trabaho ra man unta sa GSIS mo insure ra man sa government assets, karon apilon na ang mga private.

[giddyboy]

mao gyud pre.
sa akoa, para fair unta sa mga insurance companies, ilaha unta gipa-bid tanang insurance companies para centralization sa issuance sa ctpl. moreklamo gyud ang ubang insurance companies kay ila ra man gi-assign sa GSIS. ang trabaho ra man unta sa GSIS mo insure ra man sa government assets, karon apilon na ang mga private.

but it's not as simple as that. supposedly GSIS is to gov't vehicles and private insurers is to private vehicles. but here's the whole story WHY GSIS (from Ducky Paredes, Columns from Malaya and Abante - Edition 2008 - 206):

FINALLY, CTPL THAT WORKS

"The gov't has finally done what it should have done a long time ago. All vehicles on the road will now be covered with compulsory third party liability insurance (CTPL) that will actually pay accident victims and will not victimize the private vehicle owner.

Compulsory TPL insurance started with Pres Ferdinand Marcos’ Letter of Instruction 191 which created the Philippine Motor Vehicle Liability Pool. This made compulsory TPL vehicle insurance for all vehicles — a consortium of private insurance companies together with the GSIS. The consortium, managed by representatives of the insurance industry, eventually collapsed because of various fraudulent practices coming from the side of member companies as well as the management group.

Thus, P.D. Nos. 1455 and 1814 were issued. The CTPL was transferred to the GSIS for gov't vehicles, & to the private insurance companies for private vehicles.

From that time to the present, the GSIS has properly & efficiently done its job of covering all government vehicles.

CTPL coverage for the private sector, however, was not handled as well or as efficiently. Private sector coverage suffered from the problem of fake insurance policies & fake certificates of cover & the practice of unauthorized franchising. These illegal practices prejudiced the insuring public with premiums being absconded, taxes due government not remitted & the non-payment of claims that should have been paid to motor vehicle accident victims.

Not only that, the premiums paid by private vehicle owners was also much higher than the premiums for the policies issued by the GSIS!

In 2002, in response to the growing concern over the proliferation of fake policies & certificates of cover (COCs), the LTO agreed to implement the private insurance companies sponsored COC Authentication System (COCAS), requiring the authentication of COCs thru D-Tech, a company chosen by the private insurance industry instead of STRADCOM, the IT contractor of LTO.

The COCAS, however, still failed to solve the problem: the fakes were still there, premiums were still absconded, taxes were unremitted to government, & claims of the registering/ insuring public remain unpaid.

In 2005, upon invitation by DOTC/LTO-STRADCOM/DOF, GSIS, PIRA and RAMSI submitted to the DOTC-LTO-STRADCOM Interconnectivity Committee proposals to address the recurring fraudulent practices related to the CTPL in the private insurance industry circles.

GSIS proposed integration of the CTPL insurance in the vehicle registration process."...

--------------------------------------------

...POINT OF CLARIFICATION: CTPL covers injuries to a third party. In insurance parlance, the insurer is the first party and you, the insured, are the second party. Thus, those who are covered are people injured in accidents – both your vehicle’s passengers and the other vehicle’s passengers. Pedestrians are also third party.
---------------------------------------------

entire article:

Ducky Paredes Finally, CTPL That Works

[janninat]

dili ko proud...wala na ang iya delicadeza...maski good move ang CTPL issue dili na lang unta niya dawaton kay daghan baya siya controversies nga gi atubang...limpiyohon usa niya ang mga controversies before siya mo entertain ug lain nga responsibility...wala pa ra ba malimot ang mga tawo sa multi million painting nga iya gipalit sa Hongkong ba to? using GSIS funds, plus pension pa sa mga teachers nga wala pa mahatag, namatay na lang ang uban, then meralco...granting, pareho sila kawatan...pero anyone can tell whose the lesser evil...and less greedy..and less garapal...

[giddyboy]

dili ko proud...wala na ang iya delicadeza...maski good move ang CTPL issue dili na lang unta niya dawaton kay daghan baya siya controversies nga gi atubang...limpiyohon usa niya ang mga controversies before siya mo entertain ug lain nga responsibility...wala pa ra ba malimot ang mga tawo sa multi million painting nga iya gipalit sa Hongkong ba to? using GSIS funds, plus pension pa sa mga teachers nga wala pa mahatag, namatay na lang ang uban, then meralco...granting, pareho sila kawatan...pero anyone can tell whose the lesser evil...and less greedy..and less garapal...

now mentioning about the Juan Luna painting called PARISIAN LIFE, that painting should belong to the Phils. as a "heritage" but unsaon nawala man na for decades ug nikalit lng ug tungha sa HK auction. So no other choice but to buy it back. And fast.

though controversial and unpopular, ang apan lng is ang mga tawo wa kasabot unsa ka importante ang pagbawi sa painting. u myt ask why GSIS gyud? well, GSIS has something to do with insuring gov't property...and i just don't know the nitty gritty legal stuff about this...

to add, the sad thing during that time is that no local philanthropist with the likes of wealthy Henry Sy or Lucio Tan offered to shell out their extra millions to buy it back...

ang importante, nakuha nato ug balik. Period.

[janninat]

now mentioning about the Juan Luna painting called PARISIAN LIFE, that painting should belong to the Phils. as a "heritage" but unsaon nawala man na for decades ug nikalit lng ug tungha sa HK auction. So no other choice but to buy it back. And fast.

though controversial and unpopular, ang apan lng is ang mga tawo wa kasabot unsa ka importante ang pagbawi sa painting. u myt ask why GSIS gyud? well, GSIS has something to do with insuring gov't property...and i just don't know the nitty gritty legal stuff about this...

to add, the sad thing during that time is that no local philanthropist with the likes of wealthy Henry Sy or Lucio Tan offered to shell out their extra millions to buy it back...

ang importante, nakuha nato ug balik. Period.

okey heritage na kung heritage nato as Filipinos, pero unsaon man intawon na sa atong mga kababayan nga nanginahanglan sa ila nga pensions, masudlan ba intawon ang ilang gakutoy nga tiyan, what is it doing now? just hanging in whose wall? generating nothing...if kinahanglan jud bawion why not use the president's fund...anyway naa man kaha donations and budget ang palace why not use it...

i am not familiar with GSIS being involved in insuring gov't property wa ko kahibalo ana, pero isn't there a proper agency to do that?why GSIS jud ang ning gukod, sana man lang pinag meetingan, at pinagdiskusyonan at pinagbotohan ng mga high officials ng ibang gov't agencies para lang masiguro na wala na talagang ibang paraan,at walang ibang pondong magamit at least iwas kontrobersiya ang pagbili...uunahin mo pa ba naman ang painting against sa mga pensioners na nangangailangan ng pera...besides it's their money, faithfully contributed every month from their salary for decades of working...luoy kaayo...expecting that they will be at least secured sa ila pagkatigulang...

[giddyboy]

okey heritage na kung heritage nato as Filipinos, pero unsaon man intawon na sa atong mga kababayan nga nanginahanglan sa ila nga pensions, masudlan ba intawon ang ilang gakutoy nga tiyan, what is it doing now? just hanging in whose wall? generating nothing...if kinahanglan jud bawion why not use the president's fund...anyway naa man kaha donations and budget ang palace why not use it...

i am not familiar with GSIS being involved in insuring gov't property wa ko kahibalo ana, pero isn't there a proper agency to do that?why GSIS jud ang ning gukod, sana man lang pinag meetingan, at pinagdiskusyonan at pinagbotohan ng mga high officials ng ibang gov't agencies para lang masiguro na wala na talagang ibang paraan,at walang ibang pondong magamit at least iwas kontrobersiya ang pagbili...uunahin mo pa ba naman ang painting against sa mga pensioners na nangangailangan ng pera...besides it's their money, faithfully contributed every month from their salary for decades of working...luoy kaayo...expecting that they will be at least secured sa ila pagkatigulang...

let's put it this way. the Parisian Life painting is "AN INVESTMENT". though it would not generate income like a business getting back good ROI, it only generates income thru exhibits. What we didn't see is the "non-cash" value this painting generated and still to generate for generations to come. And that's the value of a "heritage". Sadly, some can only see its value once it is lost. Moingon ra unya ug "sayang".

Actually, that's not the only painting collected by GSIS. It's part of their museum project which started since the 1970's (in which time WGarcia may still be in his early teens). Still wondering why GSIS? here's the link:

GSIS: Museum Collections

again, a budget for any kind of investments is different from the budget for Claims & Benefits. U CANNOT say "instead of a painting, why not spend it on Claims & Benefits"

That is my same point for the 1B surplus profit given to the gov't as dividend. U CANNOT say "instead of giving the 1B, why not spend it on Claims & benefits system"

and it's pretty unfair to criticize WGarcia on buying a painting during his time when if fact this has been happening with GSIS since the 1970's. OTHERWISE, u will have to criticize all GSIS presidents from 1970's up till now, who during their watch, GSIS has purchased paintings.

[LytSlpr]

For all we know, replica ra di'ay ning Parisian para lang makapa-release ug kwarta.