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  1. #31

    kon wala kay capital, try real estate ahente, naa koy cousin ni venture ani nga business, i don't know kon lucky lng gyod siya kay after a year naka commission man siya 1,500,000. garaa lagi kaayo kay palit man dayon mazda....karon gi career na gyod niya ang real estate, broker na siya ron. Ako KIa pa jod napalit, after 11 yrs sa gawas

  2. #32
    unsaon makakuha ug capital? mang hold-up dayon mag ALA michael scolfield.. harhar.

  3. #33
    actually, you don't have to stop working man jud... i haven't read the retire young, retire rich ni robert but i've read his "cashflow quadrant" nga book. but i think similar ra ni ug point ang mga books ni robert... you have to learn how to handle your cashflow... the money that goes in and the money that goes out. kadtong gi-mention nga different kinds of quadrants (E - employed, S - self-employed, B - business / businessowner and I - investor) actually you can work off on any of these quadrants at the same time. like if you're currently employed, you don't have to stop working and create your own business just because robert suggests that we open up a business. we can continue to work our a$$ off for others and at the same time, open up a small business for starters. if you don't want to open up a small business, then we can learn how to save and invest a percentage of our hard earned money (i.e. mutual funds, stocks, insurance, etc.)

    ang naka-apan man gud kasagaran nato is if we do save, we save it to spend for liabilities, not for assets. ang dapat man gud, is we save to INVEST, and ang earnings sa atong investment, didto na nato kuhaon ang para spending... mas nindot di ba at least in that way, it's our money working for us na...

    in general, we filipinos, we have to learn how to invest our money, not just to put them in the banks. a word of caution though, we have to be careful in choosing in where to invest our money... so shop around. check the company background before investing. the longer ang company records, i mean kung mas dugay, the better... also check the financial reports of the company. didto mu-reflect kung nindot ba jud ang performance.

    i'm gearing towards investing (or passive entrepreneurship) coz i am self-employed as a finance educator but at the same time also an investor.

    by the way, daghan pa sad mga self-help books nga Philippine setting. here are some suggestions:
    Grow Rich, Pinoy by Larry Gamboa (pare-pareha ni sila ug approach ni robert kiyosaki kay real estate pud iyang area of expertise)
    Pera Mo, Palaguin Mo 1 and 2 by Francisco Colayco (one of my favorites)
    And, 8 Secrets of the Truly Rich by Bo Sanchez (another favorite).

    Happy reading nya...

  4. #34
    If your tired of working.. or just want extra income. Look for businesses.. Makatabang jd ang mga libro ni Bo ug Kiyosaki. One business ako ma suggest is in the financial industry. Try IMG... a company of financial brokers. They have trainings on becoming a businessman and an investor. Ang financial adviser ni Bo Sanchez is ang president sa IMG and Bo is also a member. I tried the business and ok kaayo siya. Learned so much from the investors. As tandem to kiyosaki's book, I really really really suggest Bo's 8 Secrets of the Truly Rich. It was written specially for Filipinos. (If you are interested in business or just want to know more, you can PM me also.. I'll gladly help.)

  5. #35
    i have books of robert its really good, its better if you can apply it becaues information will only become useful if you take action out of it...

    its applicable dyd

    if you want to do buisiness do partnership thats better than starting your own.. like coca cola ba you just distribute there products not start your own cola or beverage business...

    just be careful what business you will start and chose the right partner if you want partnership...

  6. #36
    Thanks for the info. I tried reading some book like that and usually ma.inspired ko pero after a while i get stuck on what to do and then go back na lang to being a slave hahaha its not really laziness..its just realy hard finding the business that clicks...or maybe im thinking the wrong way...true, the books give you the high feeling of you-can-do-it attitude but as they say: ideals are easy to speak out but harder to put into action...sigh...

  7. #37
    C.I.A. cosplay's Avatar
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    I'm sick and tired of employing lazy people.

  8. #38
    @kittymint.. I also felt the same way that I am stuck with all the things I learned from the book pero wala jd nako ma apply.. One suggestion.. give IMG a chance.. I did and it really helped me alot.

  9. #39
    depende man jud na.. good for those who are working just to have the money para maka laag... but for some people like us who are bound for the responsibilities at home.. i am a breadwinner not cuz i already have a family.. but being single yet head of the family... together with my bro's and sis since my mother and father can no longer work...

    if i stop.. who will feed my family?? so ing ana lang...

  10. #40
    sick & tired but cant stop.. alangan pa.buhi ko ako parents.. tsk tsk tsk..

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