august statement in: no reversal made yet!
guys ako lang panan aw ha... did any of you guys paid up the charges instead of leaving it in your statement then asked the credit card company to reverse it? i think thats the best way to solve that problem... try it daw.... theres a form man in the bank where your credit card is nga you have to request for a reversal.. ive done it many times... no problem man nako... try it daw
thing is i dont have anything to pay for it. back to skul na man gud ko.
you dont have to pay for it. get the form, file for a reverse of charges, and dont pay for the late charges, finance charges etc... pay only for the purchases you made.
Well Mr. Zirv, you do not have to lecture me on Cebu and the Cebuanos because for one I am a full blooded Cebuano, born and raised in the province.
All those shops you've mentioned closed, because by nature Cebuanos are frugal and are very particular with thier business dealings. Which I think is the reason why Cebuano businessman are successful as entrepreneurs/businessman.
I do however DISAGREE when you say that Cebu is the ACID test for shops/products/services. These shops before they came to Cebu have already established themselves elsewhere and to date are doing just fine elsewhere.
thats why ACID test diri kay kung mo succeed ka diri you can succeed anywhere without headaches........the keyword is elsewhere....Cebuano shops don't have a problem adapting to other places since they got to struggle here...Pero katong gikan sa lain nga place like this fitness first or Gold's gym....i don't know lang
If you are a Cebuano yourself Then why these words "I guess that's why Cebuanos are sometimes accused of being arrogant little pricks."
ambot lang..........
ACID Test buot pasabot, a business' performance in Cebu is determinant/indicator of how it will fare elsewhere. While there are businesses that have closed shop in Cebu, most of these shops are actually doing quite well elsewhere. Cebu is a unique market which requires, a different approach among businesses. However due to its peculiarity I will still insist that it is not an ACID test market. Many businesses have failed in Cebu, simply because the market is not ready for it. Meaning the market is not yet willing to spend for products/services at the prices these businesses are quoting.
Btw, Gaisano (South group) never quite made it in Manila, I do hope that Metro Gaisano will (with the opening of Market, Market).
Yes, my dear am a true blue Cebuano and yes, Cebuanos are labeled as "over-confident, proud" people. Nothing wrong with that though, because we have the goods to prove it. =) Hehehe...
My only gripe is most Cebuanos are too inward looking, (yeah Cebu is great and all, but we could so much better) and my hope is that we look outward and realize that the world doesn't revolve around our island. That's there's a big world out there, and we can bring them back to Cebu---only if we have an open mind.
The Gaisano South group have no plans to take their stores to manila(Naay Pure Gold didto)....I am referring to small shops...
To quote "Many businesses have failed in Cebu, simply because the market is not ready for it. Meaning the market is not yet willing to spend for products/services at the prices these businesses are quoting." Well if they will price it for Cebuanos....Me thinks it will take off anywhere.........Mao na ACID Test
You give us Value for money....You can bring it elsewhere......Kay Frugal na gud diri so inig adto nimo sa uban ready na ka........ACID TEST ni......how far can you make it worthwhile sa amo....
I was among the first 500 people to sign up for fitness first cebu. They said they'd be opening by october then to november of 2004. So they charged my credit card by november. I have never heard from them about the updates of their opening. They were too eager to collect my money without giving their service. I even went to Ayala with my outfit coz a friend of mine told me na open na daw cla. But nagpaka uwaw lang ko kay wa pa diay and ended up paying for one month at Fitness Advantage just to satisfy my needs. And when they finally opened, after a month or two of waiting, gosh, the id's are not even made! And my name is not on their masterlist! They asked for my contract so I have to go home and get it. When I showed it to them, they offered me another contract which is good for 3 months, which is more favorable for me coz I would be out of town. So signed it and got to work out after 3 hours of waiting. I got no positive response, not even a "sorry to keep you waiting mam". And by end of december, I informed them that I will have my account frozen coz ill be out of town, they said ok. Just to find out, by january, na I have already paid for 3 months while they are still open for a month. So I complained and they said they have billed me from Nov til January for the advance mo. due. How come? They never opened on November? They said that it could be reimbursed with their products daw. Imagine, kamaot sa ila mga baligya did2! Mahal pa jud! So my payment was never forwarded for the next month, I never got any of their products coz its overly priced, donation na lang nako to sa ila ako moni.Â* So fine, I asked for their manager, but busy daw. Fine, I asked for someone who handles complaints, told her my story and said ill be terminating my contract. She said sorry and she'll make sure that I wont get billed anymore for the 4th month. And so I left FF with a sigh of relief. But came March, I got a call that an attorney would be in touch with me if I dont settle my account. Coz lucky me, my credit card expired February, so they never got to charge. I believe taga manila ang nagtawag coz of the number. And so I told her maybe you should check the contract that I signed, it says 3 months and I was even assured of that. But on their records daw, I have signed a 1 yr contract. Waaaah! I do have the copy of the contract that I signed for 3 months, thus voiding my 1yr contract. So I told the lady who called me that she be careful of what she's saying baka cla ang makontak ng atty ko!Â* She called me the 2nd time and was shouting, I just laughed at her. World Class? The 3rd time she called me, she apologized and said she got the 3month contract that I signed. That was April, 2005.
Horrible experience! I regret leaving fitness advantage. FF dont even have enough instructors to teach you how to use their machines. Walay towel na libre. Kung pa assist ka ug trainer, maningil pa jud ug 700/session/hour. Wa cla kuyafe?
Wasted my money P6000 for 2 weeks of workin out. Grabe world class jud. And I thought ako lang naay blema sa ila? hehehe. For the upper management, you better check your staff. sayang, u got a nice investment unta.
agay! 700/hr? 1 day man na nako halin sa ako pamaligya tempura
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