What your biggest liability?

[emow]

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biggest liability for cebuanos is their lifestyle... just look around and you know what i mean..

[boliklik]

biggest liability is my impulsive buying, f i see something i like paliton nko dayon den inig abot sa balay magmahay, either walay gamiit, dali ra naguba, dili masakto or walay angay huhuhuhu

[krstnal]

biggest liability is my impulsive buying, f i see something i like paliton nko dayon den inig abot sa balay magmahay, either walay gamiit, dali ra naguba, dili masakto or walay angay huhuhuhu

hahaha! you sound like me before! hehehe...karon dili na kay naa nay utang!!! wwaahh!!!

[rynzco]

most people think that their house is an asset...in fact IT IS A LIABILITY...it only becomes an asset if u do business at home or u sell it for a profit...otherwise it eats up money from your pocket bec. of maintenance and taxes...

ask lng ko mga broo og sis. y man biggest liability mn nnyo ang house?...kasabot hinoon ko gamay ani tungod sa TAX
pero n my case gaabang ramn gud m maong baliwala ra n nku...

my question is f commercial area dri sa cebu pila mn d.i range sa TAX?..
mao banay maka padako og abangan sa balay bsag gubaon basta lng daplin og dalan?...


salamat daan sa info...

[emow]

according to what i've researched, the lot located in a commercial zone will be taxed higher. I think it's 50% in getting its assessed value. plus a special education tax pa which is a consistent 1% of the assessed value in Cebu.. But there are still a lot of plus for other improvements like houses, swimmingpools, etc...

[rynzco]

ahh dakoa gud katonga?....pila mn d.i ang kasagaran assessed value bro sa cebu city?..mo range kaha na og 5k?...
cnsya na kaayo ha ky wla gyd koy alamag ani mga issue ha dah...

[emow]

standard na cya bro... and yuta gi zone man cya into several zones... ang commercial, mining and industrial kay 50% gyud na cya para makuha ang assessed value.. Assessed value , in a commercial lot, is 50% times its fair market value.. your basic real estate tax is about 20% of the assessed value... maybe i got my data mixed but as of now i think thats how it is done... I will do my homework nalang and will inform you in the future...

[rynzco]

hehehehehe fytera ahh....suheto kaayo dah..cge bro stayfoot lng ko..hehehhehehe
thnks...

[krstnal]

wala ayu koy macontribute about taxes ang ako lang ma-say is that biggest liability ang house kay sige ka ug bayad taga-buwan nya dako kaayo nya puro ra para goberno ug banko...dapat ka kakita ug systema para dli lang ka pirmi magtrabaho para sa goberno (tax) or pa-agi nga magkadako imo kwarta mas dako pa sa imo liabilities mao na ang assets like mu-invest ka or mgpatukod daw ka ug corporation...