( Credit Cards) Unsa ang pinakaworse nimo nga na experience about Credit cards

[marix24_7]

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i had shopping then when i was in the counter! i didnt bring my card! gibalik tanan! saonz kauwaw

hehehe pareha ta kasulay sad ko ani...ulaw au.

[edgeknife]

OT: credit cards are only advatageous to the people who knows how to use it, like emergency use. this will be useful kung mo-larga ka og gawas, especially in the united states. pero mag-pataka lang ka og gamit sa card, ayaw nalang jud og kuha og credit card.

[Labrador2]

pina ka worse gyud kay katong wala na minus sa ako total credit ang akong gi pang palit

[goldfire143]

pagbayad sa interest eh....grabi kung makapaningil sus dala pa gulat...papriso nalng ko oi...heheheheh

[lady_driver]

let's just say with my debts in CC companies (name a company or a card, i got one... hehe.. pakyaw!) i can buy a brand new car. toink...
over usage lang... no control... and i don't blame them... it's all my fault. hehehe

[^-^ eLay ^-^]

My take on credit cards :

- you need to at least have one for emergencies
- dont be mad when collector agents harasses you , they dont do it w/o any reason and obviously gitawagan mo kay wala mo namayad or past due namo
- dont blame CC companies on hidden charges , high interest rates and other fees etc , though it is a pain in the ass to read the details of the policies and terms ( they make it into very small in writing so for us consumers will just sign the papers with no questions asked ) ni pirma ka , obligado ka .
- CC is very important ayaw lang abusoha , its a form of a BUYING POWER for future purposes . Puhon mamalit mo ug awto or balay bisan maka afford mo ug financing but wala moy form of CREDIT HISTORY na good or satisfactory , its good for nothing .

Tama jud ka!

huna-hunaon sa jud ug tarong b4 mo mgkuha ug CC f kya bah sa sweldo ninyo...

[123456]

never tried credit card yet.. basta problema au basta dako na ang otang.....

[lady_driver]

just checked my balance right now..
the 2 maxed out cards from citibank: their balances were lowered...
hahaha... i haven't paid it for 1 year and 2 months already...
and everyday, they've been bugging me...
calling... even if i'm in dubai already. ;D

[GELAI_MAGZ]

just checked my balance right now..
the 2 maxed out cards from citibank: their balances were lowered...
hahaha... i haven't paid it for 1 year and 2 months already...
and everyday, they've been bugging me...
calling... even if i'm in dubai already. ;D

basin inig uli nmo ug pinas kay diresto naka sa jail ana..

anways ang pinaka worse nga experience nko is sa Citibank kay daghan kaayo ug hidden charges nga dili eh klaro wen u talk in sa ilang service representative.. knowng nga maayo ilang offers sa imoha... samting calling for cash out then at a least interest charges.. but naa pa diay laing charges after releasing.. so mao ra ghapon ang mahitabo.. or mas nidako na hinuon ang ilang na kwarta sa imoha.. so very bad...

[lady_driver]

gelai... i don't think they will do that...
coz even if ing ana kadaku ako utang nila....
im planning to pay 500 petot each card every month.
if it can be seen na naay lihuk ako account...
wa silay mahimo...
bahalag gamay lang gibayad... basta nabayaran..
nya wala naman siya interest...
gi stall na nila... coz nakasabut na sila na sa kadugay na dormant ako account,
i don't have the capabilities to pay...
mao na ila nang gi stay as it is ako utang... hehehe