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  1. #1

    Default Axa Life vs. Insular's Fund's


    im just wondering what would you go for if you have 150k in you...
    im wondering which is the better deal for your investment between the two investment programs

    anyone who tried axa life's and Insular's Funds at the same time?
    what do you recommend

  2. #2

    Default Re: Axa Life vs. Insular's Fund's

    I think I'd go for AXA...

  3. #3

    Default Re: Axa Life vs. Insular's Fund's

    good luck with axa.

  4. #4

    Default Re: Axa Life vs. Insular's Fund's

    Quote Originally Posted by Soggy2
    good luck with axa.
    hehe soggy naa ky epxerience sa axa?

  5. #5

    Default Re: Axa Life vs. Insular's Fund's

    Yes. One hell of an experience. I never thought a company that sells insurance/investments can be this lame. To think theyre allied with metrobank and first metro. Maybe the other two are also lame...

    They have, in my opinion, the worst fund managers in the industry. And they have, the worst customer service in the industry. And they have, the worst response time in the industry. And... <expletive deleted>

    Once i break even, ill be very happy to get out of axa. But then maybe it will take ANOTHER year for me to break even.

  6. #6

    Default Re: Axa Life vs. Insular's Fund's

    Be sure to know how the funds will make money, the charges and ins/outs before investing.

    Don't be lured by past spectacular gains. Use only past performance to gauge the consistency of the fund managers in making money for you. Otherwise, you might make a lot in 1 year and lose it all the following year.

    Be aware of what factors affect the funds ie. US recession, politics, security etc.

    Learn as much from books and seminars on these funds.

    For more queries and FREE seminar on investments(not exclusive to Funds, includes real estate, precious/non precious metals investmenst etc), Contact me at 09225106193 or just PM. Librehe lang ko ug kape or ice tea.

  7. #7

    Default Re: Axa Life vs. Insular's Fund's

    May I know your portfolio w/ AXA. Might be able to help regain your losses at a shorter period.
    Quote Originally Posted by Soggy2
    Yes. One hell of an experience. I never thought a company that sells insurance/investments can be this lame. To think theyre allied with metrobank and first metro. Maybe the other two are also lame...

    They have, in my opinion, the worst fund managers in the industry. And they have, the worst customer service in the industry. And they have, the worst response time in the industry. And... <expletive deleted>

    Once i break even, ill be very happy to get out of axa. But then maybe it will take ANOTHER year for me to break even.

  8. #8

    Default Re: Axa Life vs. Insular's Fund's

    manga fund managers jud ang ato unta dapat ma hibaw.an noh?before ta mo trust such as funds like this.

    sir Samsia taga IL mnjud ka are you able to know who are the people managing the funds? meaning kad2ngh mga tao nga nag trade sa stocks for us?


  9. #9

    Default Re: Axa Life vs. Insular's Fund's

    Quote Originally Posted by epson
    manga fund managers jud ang ato unta dapat ma hibaw.an noh?before ta mo trust such as funds like this.

    sir Samsia taga IL mnjud ka are you able to know who are the people managing the funds? meaning kad2ngh mga tao nga nag trade sa stocks for us?


    Yes, you can have their names. But I believe emphasis should focus more on the company's investment objective and specific investment policies.The fund managers use the objective as a guide when selecting investments for the fund portfolio.
    The investment policy describes the means by which a fund will proceed to meet its objectives.
    The fund managers may come and go depending on their performance evaluation. Read the different funds' prospectus.

  10. #10

    Default Re: Axa Life vs. Insular's Fund's

    The most important factor in successful investing is TIME. The sooner you get started, the more time your assets will have to accumulate and the greater will be the likelihood of your building a substantial amount of wealth.

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