BDO sent my mom a credit card, her first, even if she did not apply for it a year ago and online activation lang siya. So, we tried activating it in case na kailangan namin. It's been almost a year since we activated it and wala namang dumating na bills or what not so nakalimutan na namin siya. Now, we used it for the first time, akala ko cancelled na siya since halos one year na siyang hindi nagamit pero tinanggap pa rin yung card. Namomroblema ako since hindi namin alam kung may naaccumulate bang utang or what not yung card kahit hindi namin ginagamit since wala ngang dumadating na bills at first time pa lang namin siyang ginamit ngayon. Help please?