BPI - credit cards - Certificate of Full Payment

[pridi]

---

Hello mga bossing, mods, pls delete lang if duplicate ni sya.

My concern is that I want to open an expressTeller Acount sa BPI, i brought their requirements however, pag check nila sa database na hold akong application, nakita nila nga naa koy history nga na close ang akng mga credit cards which happened in 2008 pah. Closed meaning fully paid nah... (Just an added hint sa kadtong dili mo bayad sa ilang credit card(s) nga tanang banks naay records gyud sa mga na blacklisted). Since right now Im no longer in Cebu but in a place sa bicol region, they (BPI) need proof/document nga na fully paid na gyud daw..... So my problem kay 2008 pa toh, and dili na nako maka remember asa pangitaon ang kadto na papel....

I have 3 options, 1 kay uli kog cebu para ana, 2 kay manawag kos manila para ana or 3 send an email to the credit card company to make the request. Option 1 and 2 kay gasto gyud cya while option 3 kay no way of tracing kah if gilihok bah or wala, kng na process naba or wala.

Im posting here to ask for help, basin naay mga bossing diri nga makahatag nako ug mas maayo nga sunod na lakang or basin naka sulay sila and gi unsa nila....

Salamat daan sa inyoha, God bless

[koykoy]

Yes, I agree anang "cancelled" credit cards. Banks are allergic ana since cards are their "riskiest" portfolio.

Anyway, naka try ko before ug ask anang certificate boss when I applied for a housing loan. Better to go nalang to the bank mismo and I paid 100. Naabot man to after 1 month. Just ask for a contact number lang para ma followup nimo.

As to BPI, naa ko savings account nila but when I opened a checking, suddenly, naa daw koy cancelled card! The manager told me to submit any document daw ato unya ang pagka tonto, dili nila ma identify kun unsa daw. Pwede ra daw niya mahangyo ang area head. Naghuwat ko sa iyang tawag but wala man so nangluod nalang ko. hehehe. I ended up opening two checking accounts with two other banks without drama and hassle. hehehe

Ang imong express teller gi open is checking?

[pridi]

Kana ra gung atm na express teller boss, para maka deposit akng relatives and friends na walay finance charges kung outside cebu cla....

Maka suya lagi, kabalo ko nga kabalo sila unsa na credit cards nko before and i told her the entire story, ang iyaha ra gyung advice nako,adto ko sa citibank or hsbc kay mao man ang akng c.card and ask for that document at my capacity and cost.... "like the what? Kabalo ka unsa na banko ang nag raise ug red flag and mgpa goryo2x ka nga wala cla connection ana to verify if nabayaran naba gyud.... " maka suya lagi.... mosabot ko if iyang gi rason kay "isa na sa penalties nga i impose sa banks kng naay dili maau nga nahitabo sa imng credit card" at least kana maka sabot ko, pero ingnon ka nga "no way for them to verify"? Maau unta ug panahon pas That's Entertainment kay mosabot tah,and whats worse, 2008 pato nako nabayaran gud so how could u expect a certification to survive 8 years (with yolanda pah)? Ipa frame nako para maoy ipakita? Wala man ko ni ingon nga wala koy sayop pag 2008, pero ang nahitabo karon ang lisod sabton....

Cge boss, salamat sa imng pag share gi unsa nimo.. i will try to ask my sister to ask on my behalf diha cebu...

[sittie85]

Hi Koi,

Unsa other banks imo checking acct? Dali ra like less than a week application? Needed pd nq sa ako housing application.