Insular Life Balanced Fund

[epson]

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anybody here from the company who cares to discuss their product?
i've seen sa building (while paying my dad's insurance sa entrance jud about their new product/ investment shcem... murag 3 to the i forgot the 1st but the 2 are Balanced Funds and Equity Funds

[ajol]

all funds have risk
it can go up or down.....
in the long run 5 years or more. its still better than keeping your money in a time deposit with 4% interest rate.

[gezeala]

naa ko i-fund sa insular. 5 years to pay. akoa payment kay yearly.

i've tried time deposits..gamay na kaayo ang interest ma-earn mao pag-offer ug i-fund sa akoa go dayon ko.

nindot ani kay while nag-earn imong money naa pa jud ka life insurance coverage which you won't get sa mga banks.

[epson]

naa ko i-fund sa insular. 5 years to pay. akoa payment kay yearly.

i've tried time deposits..gamay na kaayo ang interest ma-earn mao pag-offer ug i-fund sa akoa go dayon ko.

nindot ani kay while nag-earn imong money naa pa jud ka life insurance coverage which you won't get sa mga banks.

hi mam yep i-Fund diay to ang name... can u tell me about it mam? about its mechanics?
i heard that you can change your funds to pure equity.., balanced.., og katong 1 nga pina ka lowest og return ang akong na kit.an ky 44% ang equity return for 1 year karon and 22+ ang balanced fund...

[gezeala]

hi mam yep i-Fund diay to ang name... can u tell me about it mam? about its mechanics?
i heard that you can change your funds to pure equity.., balanced.., og katong 1 nga pina ka lowest og return ang akong na kit.an ky 44% ang equity return for 1 year karon and 22+ ang balanced fund...

i don't have my i-fund plan with me right now..naa sa balay. d ko ka-chek sa details.

here's how it works:

sample u get the 100,000.00 worth plan in 15yrs time bale mu-double na sya.. total receivable nimo kay 200,000.00

installment pud ang pag-return sa imong money bale:
15th yr: 100000.00 -- full amount
14th yr: 20000.00
13th yr: 20000.00
12th yr: 20000.00
11th yr: 20000.00
10th yr: 20000.00

if yearly imong payment then 100000.00/5 yrs + interest or whatever charges ila i-add ~ 22000.00
approximate ra na ang 22K. ang computation as always depends on your age.

HTH!

[Samsia]

Hi. I'm Samuel Sia of Insular life. I can explain all the the three funds and the dollar fund which was just recently launched. If you want to learn more about them, we could meet with no obligation on your part to avail of our investment funds. You can call or text me at 09225106193.

[gezeala]

Hi. I'm Samuel Sia of Insular life. I can explain all the the three funds and the dollar fund which was just recently launched. If you want to learn more about them, we could meet with no obligation on your part to avail of our investment funds. You can call or text me at 09225106193.

pagkuha na ko ug i-fund(peso) pag-2005 murag naa pud to i-fund in dollar..

[Samsia]

pagkuha na ko ug i-fund(peso) pag-2005 murag naa pud to i-fund in dollar..

Yes, that was the Dollar Earner but wala na karon those plans. These are very safe investments coz wa man volatilty. All are guaranteed no matter what happens. The I-fund then was the highest guaranteed plan in the insurance industry in terms of yield. Highest Internal Revenue Return(IRR). I fund is now replaced by a hi breed plan. It has the same features but there is automatice hospitalization included.
For more info just contact or text me at 09225106193

[gezeala]

Yes, that was the Dollar Earner but wala na karon those plans. These are very safe investments coz wa man volatilty. All are guaranteed no matter what happens. The I-fund then was the highest guaranteed plan in the insurance industry in terms of yield. Highest Internal Revenue Return(IRR). I fund is now replaced by a hi breed plan. It has the same features but there is automatice hospitalization included.
For more info just contact or text me at 09225106193

hmmm.. that answers my question sa agent na ni-offer sa akoa ug i-fund. i was asking him if insular naay health/dental insurance or something like it. just like in the states.

knowing this, upgradeable ba ang i-fund to your new plans??

[Samsia]

gezeala,
Sorry but you can't upgrade as in change of plan. But you can add other benefits like health insurance as a rider. However, i personally would not advise you to do so because you will be paying for a benefit that would have you coveredtil your 65. However with I fund the coverage would only be up to the 15th year and you will be paying for the same benefit but for a shorter time.