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  1. #1

    Default credit card application for homebased workers possible?


    kinsa dri nka try na ug kuha ug credit card unya homebased lang ang work?

  2. #2

    Default credit card application for homebased workers possible?

    .................

  3. #3
    Maintain a balance sa BPI for a certain period and they will offer you a pre-approved card. I just don't know pila ang minimum deposit. Once you get that card, it will be easier to apply sa other banks since naa na man kay card sa BPI.

  4. #4
    Quote Originally Posted by dodongisputing View Post
    Maintain a balance sa BPI for a certain period and they will offer you a pre-approved card. I just don't know pila ang minimum deposit. Once you get that card, it will be easier to apply sa other banks since naa na man kay card sa BPI.
    if mu stay nlng diay ko sa bpi boss? bpi man gyud ko pila na ka years pero wala gihapon ko gi contact haha pila pud na balance e maintain then for how many months or years?

  5. #5
    Quote Originally Posted by alexyap View Post
    if mu stay nlng diay ko sa bpi boss? bpi man gyud ko pila na ka years pero wala gihapon ko gi contact haha pila pud na balance e maintain then for how many months or years?
    Wala gyud ko kahibaw boss kung pila. Nakasuway ko nag offer sila after mga 6 months na ang balance around P500k. If tagaan ka, pwede ra man ka di na mobalhin. Ang problema lang gud kay if pre-approved gamay kaayog limit basin P15k limit ray ihatag nila pre-approved. And if naa na kay 1 credit card, di na ka mag problema ug pangapply ug lain kay di na ka undangan ug tawag sa ubang company para mag offer sad sila sa ilahang card. Sometimes samok na gani kaayo kay daghan manawag sa celphone.

  6. #6
    Ako uyab kay iyang balance sa bpi naa ras mga 90k for a year, gi contact cia sa bpi for pre approve application sa credit card. 200k ang gihatag na credit limit sa iyaha

  7. #7
    Quote Originally Posted by markymacoi View Post
    Ako uyab kay iyang balance sa bpi naa ras mga 90k for a year, gi contact cia sa bpi for pre approve application sa credit card. 200k ang gihatag na credit limit sa iyaha
    mao ba boss hmm sige mag ipon nlng sa diay ko ani salamat sa inyo inputs

  8. #8
    naa man hold out deposit sa bpi f nahan jud ka credit card. if 10k credit limit imo card depo ka 12500 magkadako limit daku sab imo madepo. dli na nimo mawidraw unless imo na ewidraw imo CC or ila ewave imo depo as collateral. tanan banks mura nag offer man ani. try rcbc, sa una gsendan ko CC bisan la ko niapply 10k ra sulud ako savings.

    -much better f cash lang jud boss, pwd ra tru debit f nahan ka card. be wise lang basta credit. godbless!

  9. #9
    Quote Originally Posted by dodongisputing View Post
    Wala gyud ko kahibaw boss kung pila. Nakasuway ko nag offer sila after mga 6 months na ang balance around P500k. If tagaan ka, pwede ra man ka di na mobalhin. Ang problema lang gud kay if pre-approved gamay kaayog limit basin P15k limit ray ihatag nila pre-approved. And if naa na kay 1 credit card, di na ka mag problema ug pangapply ug lain kay di na ka undangan ug tawag sa ubang company para mag offer sad sila sa ilahang card. Sometimes samok na gani kaayo kay daghan manawag sa celphone.
    Exactly. Kasagaran mangutana unsaon pagkuha ug credit card kay mao na sila mga tao dili ganahan mohatag ang mga banks ug credit card kay nagto-o guro ang banks nga nagto-o ni sila nga ang credit card limit extension sa ilang cash balance.

    pero kung dako ka cash balance sa mga banko, magto-o na sila kusog ka makabayad ug utang kung naa kay credit card, mao ikaw pirmi gukdon ani nila...

  10. #10
    bpi express start program open lang savings account at least 10k nya ang CL nimo 80% sa 10k.. the bigger amount imong epa hold sa imong account the bigger imong CL ..

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