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Thread: Housing Loan

  1. #151

    ig mag reprice unsa nga amount ang basihan?

    Outstanding Balance or Original Loan Value?

    Need pa ta mo pakita didto or automatic reprice na nila after sa years ni imo gi pili?

  2. #152
    Quote Originally Posted by baju83 View Post
    ig mag reprice unsa nga amount ang basihan?

    Outstanding Balance or Original Loan Value?

    Need pa ta mo pakita didto or automatic reprice na nila after sa years ni imo gi pili?
    Outstanding balance na bro, then I think unsa to imo interest rate pag apply and if ubos interest market karn, possibly same interest ghapon ang iapply sa imong recomputed loan bro. Pero if mosaka gani interest rate at that time sa pagkuha nimo sa loan, increasan imoha interest rate inig reprice. And possibly automatic nani pero para ma make sure nimo na ila gi recompute, mas maayo mo inquire ka dd2 sa pag-ibig office.

    Not 100% sure ko anang new interest rate ha, nabasahan lang na nako somewhere sa document sa pag-ibig na ako gi share.

  3. #153
    Thanks bro @xyberblue..

    pero sa ilaha lagi image sa site kay naa ni sa poster. (due for repricing) so basin naay chance mo ubos pud ang rate?

    current interest rate namo is 7.985 % pwerte taasa

    Last edited by baju83; 02-20-2016 at 01:14 AM.

  4. #154
    Quote Originally Posted by baju83 View Post
    Thanks bro @xyberblue..

    pero sa ilaha lagi image sa site kay naa ni sa poster. (due for repricing) so basin naay chance mo ubos pud ang rate?

    current interest rate namo is 7.985 % pwerte taasa

    Payter bro, so mo ubos imo interest rate inig reprice sa pag-ibig.

  5. #155
    Quote Originally Posted by baju83 View Post
    Thanks bro @xyberblue..

    pero sa ilaha lagi image sa site kay naa ni sa poster. (due for repricing) so basin naay chance mo ubos pud ang rate?

    current interest rate namo is 7.985 % pwerte taasa
    taas2x sad ila rate for 3 years fixing. pag 2013 na siya bro?

  6. #156
    yes mam. pag 2013. mayta dli lang sa mag usab sila ug rate karon na year..

    Quote Originally Posted by cebu.opportunities View Post
    taas2x sad ila rate for 3 years fixing. pag 2013 na siya bro?

  7. #157

  8. #158
    Quote Originally Posted by baju83 View Post
    na ubos iyang monthly amortization tungod kay iyang gipa usab ang years of fixing? murag lowest years of fixing sa pag-ibig kay 3 years...

  9. #159
    yes sakto. pero question is anytime ra ta pwede ka apply anang conversion to Full Risk-Based Pricing Model? or mo apply ra ni sa mga loans sa una nga dli pa reprice2x..

    Quote Originally Posted by cebu.opportunities View Post
    na ubos iyang monthly amortization tungod kay iyang gipa usab ang years of fixing? murag lowest years of fixing sa pag-ibig kay 3 years...

  10. #160
    Good evening istoryans pa help unta ko unsa pinaka ubos ug fix rate karon home loan thank you

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