Kuha ug insurance with critical illness coverage, pay up to 10yrs. Once duna naka ani dunay waiting period na 60days, meaning if nasakit si Juan before 60 days dili pani covered but after 60days pwuede na ni maka claim. Pananglitan total pay nimo for 10 yrs is 300k (2,500 monthly or 83pesos daily) sa high risk high return fund, after 20yrs @12% return 2.8M or @15% return will become 4.9M depende sa stock market. You need to check sa FUND PERFORMANCE kada insurance if taas ba sila og return. If ubos ang stock market dunay feature to switch funds free of charge 8times a year.
Pang longterm investment sa life to accumulate larger cash , INSTANT CASH pag critical illness.
If you have insurance for critical illness this will PROTECT your future income.
If group or companies .... covered lang ka if naa paka ani nga company or nag work paka, retired wala na. Maayo jud duna personal insurance while nag work ka budgetan if nahuman nimo in 10yrs covered naka til age 71 sa critical illness and 100ys sa life plus cash accumulation.
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