If you are looking for a very affordable single detached house in Cebu, one specific property that I can recommend is the Karen model at Villa Purita 2. It is indeed single detached (not a townhouse)and yet very affordable. Moreover, you are not required by the developer to pay the equity before they construct. They will construct the unit immediately after about 2 months installment of equity and they can construct the house in just 3 months.
If you are looking for something closer to Cebu City, the usual drawback is that a big cash out for the equity and at the same time the price is very high. Even townhouses, prices are still very high if in Cebu City area.
Nevertheless, the location in Minglanilla can still make you nearer to Cebu City because of SRP (South Road Properties). The SRP road will allow you to travel from Cebu City to Minglanilla for only about 30 minutes with virtually no heavy traffic along the way. THE PRESENCE OF SM IN SRP WHICH WILL BE OPERATIONAL NEXT YEAR WILL CHANGE THE LANDSCAPE OF CEBU. Before, colon was the center of Cebu City but when SM was erected, SM became the center of Cebu as it is where people flock into for various reasons and where different rides are available towards many routes in the City. You can then anticipate the the biggest SM in Cebu is going to be in SRP and so you can expect that this biggest SM where rides to and from the city will be established, will become the center of the City. And this biggest SM in Cebu is just about 20 minutes ride to Minglanilla with virtually no traffic along SRP. And so, with this fact and anticipation for the near future, your house in Minglanilla will not really be that far.

HOUSE DESCRIPTION:
Floor Area: 72 sq. m.
Lot Area: 98 sq. m.
2-Storey House, Single Detached
3 Bedrooms
2 Toilet and Bath
Kitchen, Living, Dining
Service Area
Carport
No tiles and Cabinets for the price of P2,030,000

Reservation Fee: P 20,000.00
Price is for semi-bare unit (without tiles).
For finished unit with Tiles, with inside Paint and Kitchen,Cabinet and Balcony
additional: P 250,000.00
FINANCING SCHEME:
15% Downpayment P 304,500.00
Less: Reservation 20,000.00
Net Downpayment P 284,500.00 payable in 24 months. Installment of P11,854 per month
85% Balance: P 1,725,500.00- Loanable thru Bank or Pag -ibitg
Estimated 30 years to pay thru Pag-ibig = P 10,906 per month
Approved for a monthly Income of at least P36,360 per month

For inquries: Please call:Manuel Arengo Jr.
Cell No.0922-255-6555
Tel.(032)4053321
Enail:cebubesthomes@gmail.com