KAISER Long-term Healthcare

[markie9010]

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Gettingsick is very costly hence we all need a health care plan. A healthcare plan can be availed through HMOs or Health MaintenanceOrganizations. Kaiser is one of the biggest and leading HMO companiesin the Philippines and is one of the very few who are offering longterm health care.

Whyget a health care plan?

Becausegetting sick is very costly and as long as we're all alive, we getsick. Having a health care plan can cut hospital costs from 50% toeven 100%. You can avoid redeeming your investments, pulling out yoursavings, or resort to debt in paying the bills.

Whatis a long term health care?

Along term health care policy is a plan that will cover thehospital/medical bills of the policy holder for a lifetime. This isdifferent from short term care policies (which are generally offeredby employers and companies) wherein the policy holder pays at aregular interval (normally annually) for the health carecoverage.

Whyget a long term health care plan?

First,most people's health care plans are short term and are being providedby the employer. As soon as they lose their jobs, they are no longercovered by the health care the company provides. Second, short termhealth cares normally doesn't cover people from ages 60 and above.Ironically, this is the age wherein illnesses start to come out (oreven earlier). A health care plan protects you for the rest of yourlife.

KaiserLong Term Health Care Savings Program

KaiserLong Term Health Care Savings Program is a 3-in-1 plan. It has ahealth care (long term), insurance (life), and investment components.Kaiser Long Term Health Care Savings Program is only payable for 7years either monthly, quarterly, semi-annually, orannually.

Benefits:

AnnualPhysical Examination: Free chest X-ray, stool and urine analysis,complete blood count, adult electrocardiogram (35 years old andabove)

DentalBenefits: Free unlimited dental check-ups to accredited clinics anddentists, once a year free prophylaxis, free simple toothextraction

Specialand Extended Benefits: Magnetic Resonance Imaging (MRI)Nuclear/Radioactive Isotope Scan, CT Scan, Dialysis, BloodTransfusion, Chemotherapy, and Radiotherapy, Physical/Speech Therapy,Anti-Rabies, Venom and Tetanus Vaccine, Emergency Benefits(Ambulance)

Afterthe payment period of 7 years, the long term care benefit willcompound 10% annually. How beneficial is this? Here is a simplecalculation for the long term care benefit (for example: P50,000coverage)

Coverageafter (n) years:

After7 years: P367,276
After20 years: P524,776
After40 years: P3,530,429
After45 years: P5,685,791


*Sofor example you are 20 years old as of the moment and start payingKaiser, after 40 years, you'll have an assured P3.5M for your healthcoverage. The earlier you start, the bigger the benefits.

**Herein Cebu, all major hospitals are accredited with Kaiser aside fromVisayas Community.

Kaiserrates are very reasonable and are designed for the middle-classpeople who either are relying solely on the health care policy thattheir company provides or doesn't have any existing health care planat all. How affordable? Youcan get a Kaiser plan for only P90a day!

Formore information, here is Kaiser's website: KaiserInternational Health Group

Formore information, please contact these numbers: 09424902226.
Weconduct lectures/seminars regarding Kaiser on Saturdays at 2nd floor,JY Square Mall, Salinas Drive, Lahug, Cebu City.

Forthose who are interested you can either post or send your emailaddresses through PM to me so I can send the details and necessaryattachments. Thanks.

[markie9010]

Be secured. Get a Long-term health care now.!

[Kent Lee]

is this part of IMG?

[decahomes]

Same ra ni sa kaiser housing?

[markie9010]

Same ra ni sa kaiser housing?

It's a HMO po. It's different from the housing.

is this part of IMG?

It is not part of IMG but a partner of IMG only.

[kit_cebu]

senior citizens?

[markie9010]

senior citizens?

Senior Citizens (aged 60 and above) cannot avail of the long-term healthcare from Kaiser but we have a separate health care program for Seniors.

[markie9010]

Be secured. Get a Long-term health care now.!

[markie9010]

Be insured now!

[markie9010]

One of the benefits of KAISER Long-term health care is the family assistance service. Have yourself insured